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Weekly Jolt – 100725

by

CONTRA COSTA ASSOCIATION OF REALTORS®
WEEKLY NEWSLETTER     |     OCTOBER 07, 2025
Facebook Instagram Youtube
Top News

•  The BIG Event Membership Meeting – Oct. 15
•  Governor Newsom Signs Law Expanding Mortgage Relief for
    Fire Survivors

•  Oktoberfest Affiliate Faire – Oct. 22
•  In Memoriam: Juanita Whitney-Harding
•  Elected Officials Reception – Oct. 23
•  WCR Upcoming Events

MLS Updates

•  Goodbye ZipForm® – Hello Transact
•  Windows 10 Support Ends – Oct. 14
•  REALTOR® Optimized Laptops For Sale

 

 LAPTOP DOC

Upcoming Education

Rentals Are the Key: Unlock New Opportunities in Today’s Market
Wed., Oct. 8  |  10:00am – 11:00am

Local Government & Community: Partnering for Success (Session 2)
Wed., Oct. 8  |  2:00pm – 4:30pm

Social Media in Real Estate
Thu., Oct. 9  |  10:00am – 11:00am

MLS: Intro to Paragon MLS w/ CCAR
Thu., Oct. 9  |  2:00pm – 4:00pm

DRE License Renewal Crash Course (Online)
Fri., Oct. 10  |  9:30am – 12:00pm

C.A.R. Townhall for Brokers/Managers
Fri., Oct. 10  |  11:00am – 12:30pm

 OnlineEd Offers CA Salespersons
A Fast Track to Becoming Brokers

California Salespersons now have a new path to becoming Brokers with OnlineEd’s fully interactive, online courses. These textbook-free courses are designed to be mobile-friendly and comprehensive, offering a convenient way to advance to a Broker Licensee.
REGISTER NOW >>

 Online Continuing Education

Visit the CCAR Calendar to view/register for additional online training opportunities.

REALTOR® ACTION FUND (RAF)

The RAF supports political activities at the local, state, and national levels. It gives REALTORS® the financial resources needed to advocate for policies which protect property rights and REALTORS®​ ability to effectively conduct their business.

 






Contribute Today >>

+ CCAR CALENDAR

In Memoriam: Juanita Whitney-Harding

CCAR is saddened to announce the passing of longtime member Juanita Whitney-Harding. Juanita joined CCAR in 1970 and served the Association and her colleagues with dedication for more than five decades.

She contributed to the organization through her service on the Board of Directors, the Budget and Finance Committee, and as a C.A.R. Director. Her leadership and commitment to the REALTOR® community left a lasting impact on all who worked with her.

A Celebration of Life will be held on Saturday, October 25, 2025, at 11:00 a.m. at Community Presbyterian Church, 222 W. El Pintado, Danville, CA.

Elected Officials Reception – Oct. 23

Join us on Thursday, October 23, from 5–7 pm at the Pleasant Hill Community Center for an evening of hosted cocktails, hors d’oeuvres, and conversation with local elected officials and community leaders.

This is your chance to thank our representatives for their support of homeownership and discuss the issues that matter most—all in a relaxed, friendly setting. Don’t miss this opportunity to connect, network, and engage with those shaping the future of our communities!
Register here >>

Women’s Council of REALTORS® Upcoming Events

   

The Big Event Annual Membership Meeting
is Next Wednesday! – Oct. 15 

CCAR Members, join us at the Lesher Center for the Arts in Walnut Creek next Wed., Oct. 15, from 8:30am to 12:30pm for our Annual General Membership Meeting. This members-only event is your opportunity to stay informed about the rapid changes in the real estate market and gain valuable legal insights to help you navigate today’s challenges with confidence.

We are excited to welcome Jordan Levine, Senior Vice President and Chief Economist at C.A.R., who will share his outlook on the 2026 housing market and discuss supply conditions shaping the future. You’ll also hear from Gov Hutchinson, Assistant General Counsel at C.A.R., who will provide important legal updates every REALTOR® needs to know.

Please plan to arrive early to allow time for parking and to enjoy light refreshments in the lobby before the program begins. As a reminder, no food or drink is allowed inside the theater.

Don’t miss this chance to hear directly from two of the industry’s most respected voices and connect with fellow CCAR members at one of our most important events of the year.

Register Now >>

Governor Newsom Signs Law Expanding Mortgage Relief for Fire Survivors

Governor Gavin Newsom has recently signed Assembly Bill 238, strengthening mortgage protections for Californians recovering from wildfires. The new law requires lenders to offer up to 12 months of mortgage forbearance to affected homeowners, protecting their credit scores and prohibiting late fees or lump-sum repayments once relief ends.

Lenders who deny assistance must now provide clear written reasons and allow borrowers to correct issues. This measure turns previous voluntary agreements into enforceable protections, ensuring that fire survivors have the time and financial stability they need to rebuild.

Read More >>

Oktoberfest Affiliate Faire – Oct. 22

CCAR REALTOR® Members: Join us for an evening of appetizers, drinks, raffles, and fun at Lafayette Library’s Don Tatzin Community Hall on Oct. 22, from 5pm – 7pm! Discover the wide range of services offered by local industry partners while supporting two amazing causes—the CCAR Scholarship Foundation and CCAR Helping Hands.

CCAR Affiliates: The Oktoberfest Affiliate Faire offers a fantastic opportunity to showcase your business to CCAR REALTORS®. Think of it as a trade show, but more fun– and it’s all for a great cause!

Here’s How:
Purchase a vender table for $35 by contacting Jason Catalano at 925.295.9202 or [email protected].

FREE REALTOR® TICKETS >>

Read More >>

Windows 10 Support Ends – Oct. 14

Microsoft will soon stop providing security updates, technical assistance, and feature updates, making computers running Windows 10 more vulnerable to viruses and malware. As a result, CCAR will be unable to support members with computer issues using Windows 10.

We recommend contacting your IT department or CCAR to check if your computer is eligible for an upgrade to Windows 11. CCAR can also assist with a new laptop transition.

For details, contact CCAR Member Services at 925.295.1270 or [email protected].

REALTOR® Optimized Laptops For Sale

Laptop Doc

All laptops purchased from CCAR come with a 2-year warranty, data transfer, and RE setup included. Reminder: Support for Windows 10 ends on Oct. 14, 2025.
  • Lenovo IdeaPad Slim 3 – $850.36 >>
  • LG Gram 17 – Ai Ready – $1,845.36  >>

Goodbye zipForm® — Hello Transact

C.A.R. members now have access to Transact, a new transaction management platform that will eventually replace zipForm®. For now, both zipForm® and Transact will run side-by-side, giving you time to explore and transition at your own pace.

Transact is designed to simplify transactions, streamline workflows, and ensure compliance. Be sure to check the CCAR calendar for upcoming Transact training sessions to get comfortable with the new system before it becomes the default.

Transact: Navigating the System
Mon., Oct. 13  |  7:00am – 8:00am

Transact: Navigating the System
Mon., Oct. 27  |  7:00am – 8:00am

CCAR ANNUAL SPONSORS

LeadHax logo/link

Weekly Jolt – 093025

by

CONTRA COSTA ASSOCIATION OF REALTORS®
WEEKLY NEWSLETTER     |     SEPTEMBER 30, 2025
Facebook Instagram Youtube
Top News

•  The BIG Event Membership Meeting – Oct. 15
•  Oktoberfest Affiliate Faire – Oct. 22
•  C.A.R. Ombudsman On Call To Answer Non-Legal Questions
•  Transact – New Transaction Management Platform to
   Replace zipForm®

•  Save the Date: Elected Officials Reception – Oct. 23
•  WCR Upcoming Events

MLS Updates

•  Help Your Clients Protect Their Privacy & Safety
•  REALTOR® Optimized Laptops For Sale
•  Windows 10 Support Ends – Oct. 14

 LAPTOP DOC

Upcoming Education

Get to Know Transact: The Future of Transaction Management
Wed., Oct. 1  |  10:00am – 11:00am

Top 5 ways to Use AI in Your Everyday Life
Wed., Oct. 1  |  1:00pm – 2:00pm

Local Government & Community: Partnering for Success (Session 1)

Wed., Oct. 1  |  2:00pm – 4:30pm

Successfully Meet Clients Needs w/ RPR’s Search & Map Tools
Thu., Oct. 2  |  11:00am – 12:00pm

MLS: How to Add & Maintain a Listing in Paragon with CCAR

Thu., Oct. 2  |  2:00pm – 4:00pm

eKey & SupraWEB Q&A Essentials

Fri., Oct. 3  |  8:00am – 9:00am

dotloop: Basic Training

Mon., Oct. 6  |  10:00am –  11:00am

Paragon Connect: Dashboard Navigation
Mon., Oct. 6  |  11:00am – 11:30am

New Construction: Builders Update
Tue., Oct. 7  |  10:00am – 11:00am

RealReports: Aiden ‘Research Mode’ Primer
Tue., Oct. 7  |  10:00am – 11:00am

Rentals Are the Key: Unlock New Opportunities in Today’s Market
Wed., Oct. 8  |  10:00am – 11:00am

Local Government & Community: Partnering for Success (Session 2)
Wed., Oct. 8  |  2:00pm – 4:30pm

Social Media in Real Estate
Thu., Oct. 9  |  10:00am – 11:00am

MLS: Intro to Paragon MLS w/ CCAR
Thu., Oct. 9  |  2:00pm – 4:00pm

DRE License Renewal Crash Course (Online)
Fri., Oct. 10  |  9:30am – 12:00pm

C.A.R. Townhall for Brokers/Managers
Fri., Oct. 10  |  11:00am – 12:30pm

 OnlineEd Offers CA Salespersons
A Fast Track to Becoming Brokers

California Salespersons now have a new path to becoming Brokers with OnlineEd’s fully interactive, online courses. These textbook-free courses are designed to be mobile-friendly and comprehensive, offering a convenient way to advance to a Broker Licensee.
REGISTER NOW >>

 Online Continuing Education

Visit the CCAR Calendar to view/register for additional online training opportunities.

REALTOR® ACTION FUND (RAF)

The RAF supports political activities at the local, state, and national levels. It gives REALTORS® the financial resources needed to advocate for policies which protect property rights and REALTORS®​ ability to effectively conduct their business.

 






Contribute Today >>

+ CCAR CALENDAR

Goodbye zipForm® — Hello Transact

Starting Oct. 1, C.A.R. members will have access to Transact, a new transaction management platform that will eventually replace zipForm®. For now, both zipForm® and Transact will run side-by-side, giving you time to explore and transition at your own pace.

Transact is designed to simplify transactions, streamline workflows, and ensure compliance. Be sure to check the CCAR calendar for upcoming Transact training sessions to get comfortable with the new system before it becomes the default.

Get to Know Transact – The Future of Transaction Management
Wed., Oct. 1  |  10:00am – 11:00am

Transact: Navigating the System
Mon., Oct. 13  |  7:00am – 8:00am

Transact: Navigating the System
Mon., Oct. 27  |  7:00am – 8:00am

Save the Date: Elected Officials Reception – Oct. 23

Women’s Council of REALTORS® Upcoming Events

   

You’re Invited: CCAR’s Annual General Membership Meeting, The BIG Event! – October 15 

CCAR Members, join us at the Lesher Center for the Arts in Walnut Creek on Wed., Oct. 15, from 8:30am to 12:30pm for our Annual General Membership Meeting. This members-only event is your opportunity to stay informed about the rapid changes in the real estate market and gain valuable legal insights to help you navigate today’s challenges with confidence.

We are excited to welcome Jordan Levine, Senior Vice President and Chief Economist at C.A.R., who will share his outlook on the 2026 housing market and discuss supply conditions shaping the future. You’ll also hear from Gov Hutchinson, Assistant General Counsel at C.A.R., who will provide important legal updates every REALTOR® needs to know.

Please plan to arrive early to allow time for parking and to enjoy light refreshments in the lobby before the program begins. As a reminder, no food or drink is allowed inside the theater.

Don’t miss this chance to hear directly from two of the industry’s most respected voices and connect with fellow CCAR members at one of our most important events of the year.

Register Now >>

Oktoberfest Affiliate Faire – Oct. 22

CCAR REALTOR® Members: Join us for an evening of appetizers, drinks, raffles, and fun at Lafayette Library’s Don Tatzin Community Hall on Oct. 22, from 5pm – 7pm! Discover the wide range of services offered by local industry partners while supporting two amazing causes—the CCAR Scholarship Foundation and CCAR Helping Hands.

CCAR Affiliates: The Oktoberfest Affiliate Faire offers a fantastic opportunity to showcase your business to CCAR REALTORS®. Think of it as a trade show, but more fun– and it’s all for a great cause!

Here’s How:
Purchase a vender table for $35 by contacting Jason Catalano at 925.295.9202 or [email protected].

FREE REALTOR® TICKETS >>

Read More >>

C.A.R. Ombudsman Volunteers On Call to Answer Non-Legal Questions

If you’re a member looking to resolve a minor dispute or communication issue with another REALTOR®, a C.A.R. Ombudsman can help! C.A.R. Ombudsmen are REALTORS® who volunteer their time to answer non-legal questions and resolve non-legal disputes. 

C.A.R. Ombudsman aim to enhance communication among REALTORS® and can propose resolutions for minor issues raised by clients or other members, avoiding escalation. Some common grievances include claims of possible ethics violations and communication issues, such as misrepresentation and lying, as well as complaints surrounding cancellation of a contract, listing, or escrow.

Please Note: Ombudsmen are not attorneys, and do not provide legal advice or answer legal questions.

Read More >>

REALTOR® Optimized Laptops For Sale

Laptop Doc

All laptops purchased from CCAR come with a 2-year warranty, data transfer, and RE setup included. Reminder: Support for Windows 10 ends on Oct. 14, 2025.
  • Lenovo IdeaPad Slim 3 – $850.36 >>
  • LG Gram 17 – Ai Ready – $1,845.36  >>

Windows 10 Support Ends – Oct. 14

Microsoft will soon stop providing security updates, technical assistance, and feature updates, making computers running Windows 10 more vulnerable to viruses and malware. As a result, CCAR will be unable to support members with computer issues using Windows 10.

We recommend contacting your IT department or CCAR to check if your computer is eligible for an upgrade to Windows 11. CCAR can also assist with a new laptop transition.

For details, contact CCAR Member Services at 925.295.1270 or [email protected].

Help Your Clients Protect Their Privacy & Safety

When clients prepare their homes for sale, they often focus on curb appeal and staging — but privacy and safety are just as critical. With photography, video, and frequent visitors now standard in the selling process, REALTORS® play an essential role in helping clients safeguard their personal information and belongings.

NAR is providing members with a new Consumer Guide: Home Selling Tips for Privacy and Safety, designed to help you educate clients on best practices. The guide covers everything from stowing personal items and securing valuables to discouraging unauthorized photography and using electronic lockboxes to monitor access.

As REALTORS®, you are uniquely positioned — and ethically obligated — to protect our clients’ best interests. This resource makes it easier to start the conversation and provide practical advice.

Consumer Guide >>
More Information >>

CCAR ANNUAL SPONSORS

LeadHax logo/link

Weekly Jolt – 092325

by

CONTRA COSTA ASSOCIATION OF REALTORS®
WEEKLY NEWSLETTER     |     SEPTEMBER 23, 2025
Facebook Instagram Youtube
Top News

•  Risk Management & C.A.R. Update – Tomorrow @ 9am
•  The BIG Event Membership Meeting – Oct. 15
•  Oktoberfest Affiliate Faire – Oct. 22
•  Renew Your Real Estate License Fast – Oct. 10
•  Save the Date – Elected Officials Reception – Oct. 23
•  WCR Murder Mystery Dinner – Nov. 17

Ethics Corner

•  Recent Changes to the Code of Ethics

MLS Updates

•  MLS Rule Update – Effective Tomorrow, Sep. 24
•  REALTOR® Optimized Laptops For Sale

 LAPTOP DOC

Upcoming Education

Risk Management Seminar with CCAR & Sharon B. Jones
Wed., Sep. 24  |  9:00am 12:00pm

Broker Power Hour
Wed., Sep. 24  |  10:00am 11:00am

WomanUP!® Live Show
Wed., Sep. 24  |  11:00am 12:00pm

Holy Heygen: The AI Video Powerhouse!
Wed., Sep. 24  |  1:00pm 2:00pm

Wise Agent Overview & Demo
Thu., Sep. 25  |  10:00am 11:00am

Intro to zipForm: Transaction Management Software w/ CCAR
Thu., Sep. 25  |  2:00pm 4:00pm

Supra Showing Management: Q&A Essentials
Fri., Sep. 26  |  8:00am 9:00am

DRE License Renewal Crash Course (Virtual)
Fri., Sep. 26  |  9:30am 12:00pm

C.A.R. Townhall for Brokers/Managers
Fri., Sep. 26  |  11:00am 12:30pm

Intro to Cloud CMA w/ CCAR
Mon., Sep. 29  |  2:00pm 4:00pm

Advanced Negotiations for REALTORS®
Tue., Sep. 30  |  10:00am 2:00pm

Agent Safety: Tips & Tools Your Need
Tue., Sep. 30  |  10:00am 11:00am

DRE License Renewal Crash Course (In-Person)
Wed., Oct. 1  |  9:00am 12:00pm

Get to Know Transact: The Future of Transaction Management
Wed., Oct. 1  |  10:00am – 11:00am

Top 5 ways to Use AI in Your Everyday Life
Wed., Oct. 1  |  1:00pm – 2:00pm

Local Government & Community: Partnering for Success
Wed., Oct. 1  |  2:00pm – 4:30pm

MLS: How to Add & Maintain a Listing in Paragon with CCAR
Thu., Oct. 2  |  2:00pm – 4:00pm

eKey & SupraWEB Q&A Essentials
Fri., Oct. 3  |  8:00am – 9:00am

 OnlineEd Offers CA Salespersons
A Fast Track to Becoming Brokers

California Salespersons now have a new path to becoming Brokers with OnlineEd’s fully interactive, online courses. These textbook-free courses are designed to be mobile-friendly and comprehensive, offering a convenient way to advance to a Broker Licensee.
REGISTER NOW >>

 Online Continuing Education

Visit the CCAR Calendar to view/register for additional online training opportunities.

REALTOR® ACTION FUND (RAF)

The RAF supports political activities at the local, state, and national levels. It gives REALTORS® the financial resources needed to advocate for policies which protect property rights and REALTORS®​ ability to effectively conduct their business.

 






Contribute Today >>

+ CCAR CALENDAR

Renew Your Real Estate License Fast! – Oct. 1

  • 100% Pass Guarantee through REVEI.com — or your money back
  • Approved for California DRE continuing education credit
  • Includes Ethics credit for NAR Cycle 8 (submit certificate to [email protected])
  • Online finals are open-book and completed at your pace

Register on the CCAR Calendar >>

Save the Date – Oct. 23 
FREE: Elected Officials Reception

More Info Coming Soon

WCR – Murder Mystery Dinner – Nov. 7

More Info & Register >>

REGISTER NOW:
Risk Management & C.A.R. Update – Tomorrow @ 9am!

risk management

Join us tomorrow morning for an exclusive Risk Management Seminar and C.A.R. Update via Zoom.

Featuring: Leading real estate attorney Shannon B. Jones on the most current legal issues impacting REALTORS®, including:

  • Emerging liabilities and recent case trends
  • The most frequent actions her office is seeing
  • Practical steps to protect yourself and your business

You’ll also receive important updates from CCAR staff and leadership.

Cost: Free for CCAR members · $35 for non-members
Format: Live Zoom, Sep. 24  · 9:00am – 12:00pm

Strengthen your knowledge, stay compliant, and reduce risk in today’s evolving real estate market. Don’t Miss it!

Register on the CCAR Calendar >>

Rostrum with microphone and computer in conference hall

The BIG Event Membership Meeting – Tomorrow, Oct. 15

Join us tomorrow morning, Oct. 15, at the Lesher Center for the Arts in Walnut Creek from 8:30am – 12:30pm to stay informed about the rapid changes in the real estate market and get the latest legal tips to help keep you out of trouble!

Don’t miss this opportunity to hear directly from one of the industry’s top experts, Jordan Levine, C.A.R. Senior Vice President and Chief Economist, as he shares insights on the 2026 Housing Market Forecast and housing supply conditions. You’ll also receive a legal update from Gov Hutchinson, C.A.R. Assistant General Counsel.

Please allow extra time for parking and to enjoy refreshments in the lobby before the program begins, no food or drink is permitted inside the theater.

REGISTER HERE >>

Read More >>

Oktoberfest Affiliate Faire – Oct. 22

CCAR REALTOR® Members: Join us for an evening of appetizers, drinks, raffles, and fun at Lafayette Library’s Don Tatzin Community Hall on Oct. 22, from 5pm – 7pm! Discover the wide range of services offered by local industry partners while supporting two amazing causes—the CCAR Scholarship Foundation and CCAR Helping Hands.

CCAR Affiliates: The Oktoberfest Affiliate Faire offers a fantastic opportunity to showcase your business to CCAR REALTORS®. Think of it as a trade show, but more fun– and it’s all for a great cause!

Here’s How:
Purchase a vender table for $35 by contacting Jason Catalano at 925.295.9202 or [email protected].

FREE REALTOR® TICKETS >>

Read More >>

ETHICS CORNER:

Watch What You Say – It Could Come Back to You
Recent Changes to the Code of Ethics

Three months ago, important updates were made to the Code of Ethics, including 11 amendments to its Standards of Practice. One key change is to Standard of Practice 10-5, which now includes a clearer definition of “harassment” and emphasizes that REALTORS® are accountable for their words and actions—including what they say, write, or post—when acting in a professional capacity.

What’s New in Standard of Practice 10-5 (Effective June 5, 2025)

Updated Language:

REALTORS®, in their capacity as real estate professionals, in association with their real estate businesses, or in their real estate-related activities shall not harass any person or persons based on race, color, religion, sex, disability, familial status, national origin, sexual orientation, or gender identity.

Harassment is:

“Unwelcome behavior directed at an individual or group based on one or more of the above protected characteristics where the purpose or effect of the behavior is to create a hostile, abusive, or intimidating environment which adversely affects their ability to access equal professional services or employment opportunity.” (Adopted and effective 11/13/20, Amended 1/23 and 6/5/25).

Changes to Policy Statement 29:

While REALTORS® are encouraged to live by the Code of Ethics in all areas of life, a REALTOR® shall be subject to disciplinary action under the COE only with respect to all of their capacity as real estate professionals, in association with their real estate businesses, or in their real estate-related activities.

Bottom Line: Be Thoughtful in All Communications

There’s no “real estate agent-client privilege” that protects your messages in a legal dispute. Anything you say—online, in writing, or in person—can be used against you.

READ MORE & WHY THESE CHANGES MATTER >>

Upcoming MLS Rule Changes – Effective Tomorrow

On September 24, several important updates to the MLS Rules will take effect, reflecting the July revisions from C.A.R.’s model MLS rules. These updates are being made to bring California’s rules into alignment with recent policy changes adopted by the National Association of REALTORS® (NAR).

The upcoming revisions include:

  • Seller Options Policy Compliance: Updates will ensure compliance with NAR’s Multiple Listing Options for Sellers Policy. Most changes are mandatory for MLSs, though the option to incorporate Delayed Marketing Exempt Listings remains optional.
  • IDX and VOW Rule Updates: Revisions will address new NAR requirements on the co-mingling of MLS and non-MLS data, as approved by the NAR Board of Directors at the 2025 Midyear Meeting. These changes are mandatory.
  • Other Updates:
    • Section 5.1.4 (Book Fees) will be removed, as MLSs no longer produce physical listing books.
    • Section 7.20 (Auction Listings) will be revised to eliminate an inaccurate reference and clarify the definition of a reserve auction.

These revisions are designed to ensure consistency, compliance, and clarity across MLS operations statewide while aligning with national policy.

Read More >>

CCAR ANNUAL SPONSORS

LeadHax logo/link

Recent Changes to the Code of Ethics You Need to Know

by

WATCH WHAT YOU SAY -
IT COULD COME BACK TO YOU

Recent Changes to the Code of Ethics You Need to Know

Three months ago, important updates were made to the Code of Ethics, including 11 amendments to its Standards of Practice. One key change is to Standard of Practice 10-5, which now includes a clearer definition of “harassment” and emphasizes that REALTORS® are accountable for their words and actions—including what they say, write, or post—when acting in a professional capacity.

Why These Changes Matter

These updates are designed to:

  • Clarify your responsibilities under Article 10.
  • Protect local and state associations and their volunteer leaders.
  • Help REALTORS® comply more easily with the Code of Ethics.

Article 10 – A Quick Refresher (amended 1/23)

REALTORS® shall not:

  • Deny equal professional services to anyone based on race, color, religion, sex, disability, familial status, national origin, sexual orientation, or gender identity.
  • Be involved in any agreement or plan that discriminates against people based on these same characteristics.
  • Discriminate in their real estate employment practices for these reasons.

What’s New in Standard of Practice 10-5 (Effective June 5, 2025)

Updated Language:

REALTORS®, in their capacity as real estate professionals, in association with their real estate businesses, or in their real estate-related activities shall not harass any person or persons based on race, color, religion, sex, disability, familial status, national origin, sexual orientation, or gender identity.

Harassment is:

“Unwelcome behavior directed at an individual or group based on one or more of the above protected characteristics where the purpose or effect of the behavior is to create a hostile, abusive, or intimidating environment which adversely affects their ability to access equal professional services or employment opportunity.” (Adopted and effective 11/13/20, Amended 1/23 and 6/5/25).

Changes to Policy Statement 29:

While REALTORS® are encouraged to live by the Code of Ethics in all areas of life, a REALTOR® shall be subject to disciplinary action under the COE only with respect to all of their capacity as real estate professionals, in association with their real estate businesses, or in their real estate-related activities.

Bottom Line: Be Thoughtful in All Communications

There’s no “real estate agent-client privilege” that protects your messages in a legal dispute. Anything you say—online, in writing, or in person—can be used against you.

Here are some tips:

  • Always act like a professional, even during tough conversations.
  • Never use insults, slurs, or profanity.
  • If you’re upset, pause before responding. Talk to your broker or manager first.
  • Your words could be misinterpreted and used as evidence of discrimination or a violation of Article 10.

Remember: The Code of Ethics is not just a guideline—it’s a protection for you, your clients, and the reputation of the profession.

READ MORE AT NAR >>

NAR CODE OF ETHICS

NAR Ethics Complaints, Arbitration Requests & Related Information

C.A.R. ETHICS & ARBITRATION MANUAL

MLS RULES & REGULATIONS

CCAR BYLAWS

CODE OF ETHICS DEMYSTIFIED

Weekly Jolt – 091625

by

CONTRA COSTA ASSOCIATION OF REALTORS®
WEEKLY NEWSLETTER     |     SEPTEMBER 16, 2025
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Top News

•  Risk Management Seminar and C.A.R. Update – Sep. 24
•  Earn Your Green Designation FREE – Sep. 17 & 18
•  Oktoberfest Affiliate Faire – Oct. 22
•  West County Marketing Meeting This Thu.
•  Renew Your Real Estate License Fast – Oct. 10
•  The Big Event Membership Meeting – Oct. 15
•  WCR September Events

Ethics Corner

•  Recent Changes to the Code of Ethics

MLS Updates

•  MLS Rule Update – Effective Sep. 24
•  REALTOR® Optimized Laptops For Sale

 LAPTOP DOC

Upcoming Education

FREE NAR’s Green Designation 2-Day Course at CCAR
Wed., Sep. 17  |  9:00am – 5:00pm

Disclosures: CA Real Estate Disclosures Required by LAW
Wed., Sep. 17  |  10:00am – 1:00pm

Email is Not DEAD! You’re Just Using It Right
Wed., Sep. 17  |  1:00pm – 2:00pm

Mortgage: The Truth Behind the Headlines
Thu., Sep. 18  |  10:00am – 11:00am

1031 Exchange: Problems & Pitfalls w/ Leonard Spoto
Thu., Sep. 18  |  11:00am – 12:00pm

OnDemand: New Agent Mentoring

Fri., Sep. 19  |  12:00am –  12:00am

Mobile MLS: Reverse Prospecting Tool
Mon., Sep. 22  |  11:00am 11:30am

zipForm: How to Use e-Signatures
Tue., Sep. 23  |  10:00am 10:45am

CubiCasa 101: Learn to Create Free & Easy Floorplans
Tue., Sep. 23  |  11:00am 12:00pm

Risk Management Seminar with CCAR & Sharon B. Jones
Wed., Sep. 24  |  9:00am 12:00pm

WomanUP!® Live Show
Wed., Sep. 24  |  11:00am 12:00pm

Holy Heygen: The AI Video Powerhouse!
Wed., Sep. 24  |  1:00pm 2:00pm

Wise Agent Overview & Demo
Thu., Sep. 25  |  10:00am 11:00am

Intro to Zipforms: Transaction Management Software w/ CCAR
Thu., Sep. 25  |  2:00pm 4:00pm

Supra Showing Management: Q&A Essentials
Fri., Sep. 26  |  8:00am 9:00am

DRE License Renewal Crash Course (Virtual)
Fri., Sep. 26  |  9:30am 12:00pm

C.A.R. Townhall for Brokers/Managers
Fri., Sep. 26  |  11:00am 12:30pm

Intro to Cloud CMA w/ CCAR
Mon., Sep. 29  |  2:00pm 4:00pm

Advanced Negotiations for REALTORS®
Tue., Sep. 30  |  10:00am 2:00pm

DRE License Renewal Crash Course (In-Person)
Wed., Oct. 1  |  9:00am 12:00pm

Local Government & Community: Partnering for Success (6-series workshop)
Wed., Oct. 1  |  2:00pm 4:30pm

 OnlineEd Offers CA Salespersons
A Fast Track to Becoming Brokers

California Salespersons now have a new path to becoming Brokers with OnlineEd’s fully interactive, online courses. These textbook-free courses are designed to be mobile-friendly and comprehensive, offering a convenient way to advance to a Broker Licensee.
REGISTER NOW >>

 Online Continuing Education

Visit the CCAR Calendar to view/register for additional online training opportunities.

REALTOR® ACTION FUND (RAF)

The RAF supports political activities at the local, state, and national levels. It gives REALTORS® the financial resources needed to advocate for policies which protect property rights and REALTORS®​ ability to effectively conduct their business.

 






Contribute Today >>

+ CCAR CALENDAR

West County Marketing Meeting – This Thursday

Join us this Thu., Sep. 18, from 8:45 – 10:00am at 500 Alfred Nobel Drive, Suite 265, Hercules, for the CCAR West County Marketing Meeting. Featured speaker Bill Erb, Senior Loan Consultant with Safe Credit Union, will share valuable insights.

Enjoy complimentary breakfast burritos, fresh fruit, and beverages while connecting with colleagues, sharing upcoming listings, and picking up something new.

Renew Your Real Estate License Fast! – Oct. 10

Register on the CCAR Calendar >>

The Big Event! – Oct. 15

CCAR Annual Membership Meeting

More Info & Register >>

Women’s Council of Real Estate Upcoming Events

   

Risk Management & C.A.R. Update – Next Wednesday

risk management

Join us next Wed, Sep. 24 for an exclusive Risk Management Seminar and C.A.R. Update via Zoom.

Featuring: Leading real estate attorney Shannon B. Jones on the most current legal issues impacting REALTORS®, including:

  • Emerging liabilities and recent case trends
  • The most frequent actions her office is seeing
  • Practical steps to protect yourself and your business

You’ll also receive important updates from CCAR staff and leadership.

Cost: Free for CCAR members · $35 for non-members
Format: Live Zoom · 9:00am – 12:00pm

Strengthen your knowledge, stay compliant, and reduce risk in today’s evolving real estate market. Don’t Miss it!

Register on the CCAR Calendar >>

Few Seats Remain! Earn NAR’s Green Designation – Sep. 17-18

Stand out with specialized knowledge in energy-efficient, sustainable homes! Join us for a FREE two-day NAR Green Designation Training on Sep. 17–18, 9am – 4:30pm, at CCAR in Walnut Creek. Learn how to help clients identify green features, access rebates and certifications, and market resource-efficient homes.

Day one focuses on The Resource-Efficient Home, covering retrofits, remodels, renovations, and new home construction.

Day two centers on Representing Buyers and Sellers of Resource-Efficient Homes, with practical strategies for marketing and advocacy.

Attendees must complete both full days to earn the NAR Green Designation.

REGISTER >>

Read More >>

Oktoberfest Affiliate Faire – Oct. 22

CCAR REALTOR® Members: Join us for an evening of appetizers, drinks, raffles, and fun at Lafayette Library’s Don Tatzin Community Hall on Oct. 22, from 5pm – 7pm! Discover the wide range of services offered by local industry partners while supporting two amazing causes—the CCAR Scholarship Foundation and CCAR Helping Hands.

CCAR Affiliates: The Oktoberfest Affiliate Faire offers a fantastic opportunity to showcase your business to CCAR REALTORS®. Think of it as a trade show, but more fun– and it’s all for a great cause!

Here’s How:
Purchase a vender table for $35 by contacting Jason Catalano at 925.295.9202 or [email protected].

FREE REALTOR® TICKETS >>

Read More >>

ETHICS CORNER:

Watch What You Say – It Could Come Back to You
Recent Changes to the Code of Ethics

Three months ago, important updates were made to the Code of Ethics, including 11 amendments to its Standards of Practice. One key change is to Standard of Practice 10-5, which now includes a clearer definition of “harassment” and emphasizes that REALTORS® are accountable for their words and actions—including what they say, write, or post—when acting in a professional capacity.

What’s New in Standard of Practice 10-5 (Effective June 5, 2025)

Updated Language:

REALTORS®, in their capacity as real estate professionals, in association with their real estate businesses, or in their real estate-related activities shall not harass any person or persons based on race, color, religion, sex, disability, familial status, national origin, sexual orientation, or gender identity.

Harassment is:

“Unwelcome behavior directed at an individual or group based on one or more of the above protected characteristics where the purpose or effect of the behavior is to create a hostile, abusive, or intimidating environment which adversely affects their ability to access equal professional services or employment opportunity.” (Adopted and effective 11/13/20, Amended 1/23 and 6/5/25).

Changes to Policy Statement 29:

While REALTORS® are encouraged to live by the Code of Ethics in all areas of life, a REALTOR® shall be subject to disciplinary action under the COE only with respect to all of their capacity as real estate professionals, in association with their real estate businesses, or in their real estate-related activities.

Bottom Line: Be Thoughtful in All Communications

There’s no “real estate agent-client privilege” that protects your messages in a legal dispute. Anything you say—online, in writing, or in person—can be used against you.

READ MORE & WHY THESE CHANGES MATTER >>

Upcoming MLS Rule Changes – Effective September 24

On September 24, several important updates to the MLS Rules will take effect, reflecting the July revisions from C.A.R.’s model MLS rules. These updates are being made to bring California’s rules into alignment with recent policy changes adopted by the National Association of REALTORS® (NAR).

The upcoming revisions include:

  • Seller Options Policy Compliance: Updates will ensure compliance with NAR’s Multiple Listing Options for Sellers Policy. Most changes are mandatory for MLSs, though the option to incorporate Delayed Marketing Exempt Listings remains optional.
  • IDX and VOW Rule Updates: Revisions will address new NAR requirements on the co-mingling of MLS and non-MLS data, as approved by the NAR Board of Directors at the 2025 Midyear Meeting. These changes are mandatory.
  • Other Updates:
    • Section 5.1.4 (Book Fees) will be removed, as MLSs no longer produce physical listing books.
    • Section 7.20 (Auction Listings) will be revised to eliminate an inaccurate reference and clarify the definition of a reserve auction.

These revisions are designed to ensure consistency, compliance, and clarity across MLS operations statewide while aligning with national policy.

Read More >>

CCAR ANNUAL SPONSORS

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