CCARToday - Contra Costa Association of REALTORS

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On December 15, 2025, the City Council and the Successor Agency to the Redevelopment Agency of the City of San Pablo approved the Mobile Home Assistance Program, a new initiative to support local residents.

The program provides one-time grants of $1,000 per household to help pay for mobile home rental space for eligible San Pablo residents. Funding is limited to 150 households.

Application Window:
January 6, 2026 – January 20, 2026

Who is eligible?

  • Must own and occupy a mobile home in the incorporated City of San Pablo
  • One application per household
  • Applicant must be a legal resident
  • Household income must meet program income limits based on household size

How to apply:
Visit: https://www.sanpabloca.gov/2739/Housing

Questions?
Contact the City of San Pablo at 510-215-3000 or [email protected]

Please see the flyer to the right for full program details and eligibility requirements.

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City of San Pablo Mobile Home Assistance Program Now Open

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On December 15, 2025, the City Council and the Successor Agency to the Redevelopment Agency of the City of San Pablo approved the Mobile Home Assistance Program, a new initiative to support local residents.

The program provides one-time grants of $1,000 per household to help pay for mobile home rental space for eligible San Pablo residents. Funding is limited to 150 households.

Application Window:
January 6, 2026 – January 20, 2026

Who is eligible?

  • Must own and occupy a mobile home in the incorporated City of San Pablo
  • One application per household
  • Applicant must be a legal resident
  • Household income must meet program income limits based on household size

How to apply:
Visit: https://www.sanpabloca.gov/2739/Housing

Questions?
Contact the City of San Pablo at 510-215-3000 or [email protected]

Please see the flyer to the right for full program details and eligibility requirements.

Weekly Jolt – 010626

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CONTRA COSTA ASSOCIATION OF REALTORS®
WEEKLY NEWSLETTER    |    JANUARY 6, 2026
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•  NEW: Education & Events Highlights Newletter
•  City of San Pablo Mobile Home Assistance Program
•  You’re Invited: 2026 Inaugural – Jan. 31
•  Message From 2026 CCAR President: John Fondnazio
•  Conquering Social Media & AI – Jan. 29
•  CCAR Annual Crab Feed – Save the Date: Mar. 6

•  MLS Rule Changes Effective Jan 1
•  Upcoming MLS Updates – Feb 10
•  REALTOR® Optimized Laptops For Sale
LAPTOP DOC

FEATURED: Conquering Social Media & AI
Thu., Jan. 29  |  10:00am 11:00am
Jan 2026 Feature Class - Online Success + AiRealReports: Pulse
Wed., Jan. 7  |  10:00am 11:00am

Top 10 Social Media Strategies Influencers Love!
Wed., Jan. 7  |  10:00am 11:00am

Transact/zipForm: Explore Advanced Tools
Thu., Jan. 8  |  1:00pm 2:00pm

MLS: Intro to Paragon w/ CCAR
Thu., Jan. 8  |  2:00pm 4:00pm

Transact: Agent Templates
Fri., Jan. 9  |  7:00am 8:00am

Cloud CMA: How to Create a CMA
Mon., Jan. 12  |  10:00am 10:40am

Digital Signatures in Transact & zipForm
Tue., Jan. 13  |  11:00am 12:00pm

MLS: Intro to Listing Input w/ CCAR
Tue., Jan. 13  |  2:00pm 4:00pm

NAR’s Senior Real Estate Specialist (SRES) 2- Day Designation Course
Wed., Jan. 14  |  9:00am 4:00pm

CubiCasa 101: Learn to Create Quick & Easy Floorplans
Wed., Jan. 14  |  11:00am 12:00pm

Stop Chasing Buyers – Start Closing Rentals
Thu., Jan. 15  |  9:00am 10:00am

Transform Local Data Into Social Media Success w/ RPR ScriptWriter
Thu., Jan. 15  |  11:00am 12:00pm

DRE License Renewal Crash Course (Virtual)
Fri., Jan. 16  |  9:30am 12:30pm

New Construction: BuildersUpdate
Fri., Jan. 16  |  10:00am 11:00am

OnlineEd Offers CA Salespersons
A Fast Track to Becoming Brokers

California Salespersons now have a new path to becoming Brokers with OnlineEd’s fully interactive, online courses. These textbook-free courses are designed to be mobile-friendly and comprehensive, offering a convenient way to advance to a Broker Licensee.
REGISTER NOW >>

 Online Continuing Education

Visit the CCAR Calendar to view/register for additional online training opportunities.

Thank you for making CCAR your primary membership resource. Your success is our priority, and we are committed to providing you with the resources you need to achieve the highest levels of professionalism.

2026 CCAR, C.A.R., and NAR membership dues are now payable and must be submitted by 5pm on Jan. 6, 2026.

Your membership dues give you access to thousands of dollars in benefits and services, along with the political backing and collective buying power of one of the most influential professional trade associations in the United States.

Learn More About Your Member Benefits >>
Pay Membership Dues >>


The RAF supports political activities at the local, state, and national levels. It gives REALTORS® the financial resources needed to advocate for policies which protect property rights and REALTORS®​ ability to effectively conduct their business.

 






Contribute Today >>

+ CCAR CALENDAR

Message from 2026 CCAR President: John Fondnazio

Conquering Social Media & AI: Real Estate Strategies That Work! – January 29

Take your real estate marketing to the next level in this high-energy, one-hour virtual class packed with practical strategies you can put to work immediately.

Our rock-star coaches will show you how to generate quality referrals and repeat business, nurture client relationships, and effectively use platforms like Facebook, Instagram, LinkedIn, and X. You’ll also learn how to leverage ChatGPT and other leading AI tools, create impactful video content, and boost your visibility through SEO and blogging. Fun, motivating, and results-driven—this is a session you won’t want to miss.
Register Here >>

Start 2026 Strong: Introducing CCAR’s New Education & Events Highlights Newsletter

Kick off the new year with focus, momentum, and opportunity. We’re excited to introduce our brand-new Education & Events Newsletter—your go-to resource for staying informed, inspired, and ahead in 2026.

January is packed with classes and events designed to help you refresh your skills, sharpen your expertise, and get your business moving with purpose. Inside the newsletter, you’ll find our full lineup of January education offerings, complete with easy, direct registration links, plus access to a convenient education dashboard that puts all CCAR learning opportunities at your fingertips—anytime you need them.

Whether you’re setting new goals, brushing up on technical skills, or looking to build long-term momentum, CCAR education is here to support your success in 2026 and beyond. Stay connected, stay prepared, and start the year strong with CCAR.

READ THE EDUCATION & EVENTS NEWSLETTER >>
(Newsletter originally sent January 2nd)

City of San Pablo Mobile Home Assistance Program Now Open

On December 15, 2025, the City Council and the Successor Agency to the Redevelopment Agency of the City of San Pablo approved the establishment of a Mobile Home Assistance Program. The Program will provide one-time grants to help pay for rental space to San Pablo residents who own and occupy a mobile home in incorporated City of San Pablo.

The application window begins on January 6, 2026 until January 20, 2026. Click the link below for the program flyer, which provides an overview and eligibility requirements.

VIEW THE FLYER >>
VIEW THE APPLICATION >>

Read More >>

Celebrate the Past Year & Welcome a New Year of Leadership – January 31

Join us for a very special evening at our annual Inaugural Dinner and Award Celebration on Saturday, January 31, 2026, at Round Hill Country Club in Alamo.

We’ll recognize this year’s distinguished award recipients, install 2026 President John Fondnazio and our Board of Directors, and enjoy a night that brings our community together over great food and good company.

Come dressed to impress as we look back on a year of accomplishments and get ready for the exciting possibilities to come. Together, we’ll honor the people and partnerships that continue to strengthen our real estate community.

PURCHASE TICKETS >>

Read More >>

Upcoming MLS Updates – Feb 10

We’re updating the MLS to give you more control when adding your listings. These improvements help create better search results and give your property details the attention they deserve.

  • Directions to Property: Character limit increased from 50 to 70 to allow for clearer, more complete directions.
  • Public Remarks: Character limit increased from 1,000 to 2,500 characters.
  • Listing Photos: Maximum number of photos increased from 60 to 99.
  • Water and Sewer Features: These will now appear as separate feature categories for more accurate data entry and search results.
  • New Selectable Features:
    • “Taxiway Properties” added to X – Lot Description in the Residential class and H – Lot Description in the Lots & Land
    • “Aircraft Hangar” added to N – Garage/Parking in the Residential class

CCAR Annual Crab Feed
Save the Date – March 6

REALTOR Optimized Laptops For Sale

Laptop Doc

All laptops purchased from CCAR come with a 2-year warranty, data transfer, and RE setup included.
Reminder: Support for Windows 10 ended on Oct. 14, 2025.
  • Lenovo IdeaPad Slim 3 – $850.36 >>
  • LG Gram 17 – Ai Ready – $1,845.36  >>

MLS Rule Changes Effective January 1, 2026
New Law: AB 723 – Disclosure Required for
Digitally Altered Property Images

Effective January 1, 2026, California Assembly Bill 723 requires real estate professionals to clearly disclose when images used in advertising or listings have been digitally altered and to provide access to the original, unaltered images when those altered images are made public.

Two new sections will be added to the CCAR MLS Rules and Regulations Effective Jan. 1. 2026

  • 11.5.1 Definition of Digitally Altered Images – Defines digitally altered images as provided under California law.
  • 11.5.2 Digitally Altered Images – Explains how digitally altered images must be treated when inputted in the MLS.

How Does this Affect Photograph Requirements in the MLS?
To support compliance with California’s new law regarding digitally altered property images (AB 723), CCAR will be implementing a standardized approach within the MLS.

Going forward, when a digitally altered image is used in a listing:

  • The digitally altered image must be displayed first,
  • The original, unaltered image must immediately follow, and
  • The altered image must include a photo label clearly disclosing that the image has been digitally altered.

To add a photo label within the MLS, please follow the instructions below:

  • Go to ‘Maintain Listing’;
  • Go to the ‘Add/Edit Pictures’ module;
  • Add listing photos and select ‘Add Label’ for the digitally altered images;
  • Type into the ‘Label’ field that the photo is digitally altered (i.e. “altered,” “digitally altered,” “AI altered,” or some accurate substantially similar term).

This approach allows the MLS to clearly present both versions of the image while maintaining transparency for consumers and consistency for Participants and Subscribers.

CCAR MLS Rules & Regulations >>

CCAR ANNUAL SPONSORS

LeadHax logo/link

Senate Confirms Frank Cassidy for Federal Housing Role

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The United States Senate confirmed Frank Cassidy to serve as the Assistant Secretary for Housing and Federal Housing Commissioner at the Department of Housing and Urban Development (HUD). In this role, Cassidy will lead HUD’s Office of Housing and oversee the Federal Housing Administration’s (FHA) Single Family, Multifamily, and Healthcare mortgage insurance programs.

FHA supports a $1.9 trillion portfolio and holds a critical role in the nation’s housing finance system and healthcare infrastructure.

Prior to joining HUD, Cassidy built a distinguished career in major commercial mortgage banking and real-estate finance, advising developers, owners, and investors across the multifamily, senior housing, and healthcare sectors. For more than 15 years, he originated and closed billions of dollars in FHA, Fannie Mae, Freddie Mac, bridge, and balance-sheet financing.

Cassidy joined HUD in April 2025 as the Principal Deputy Assistant Secretary for HUD’s Office of Housing and FHA, where he carried out Secretary Turner’s directive to streamline processes, strengthen risk management, and improve how FHA serves its borrowers and private-sector partners.

Additional information about FHA is available at www.hud.gov/fha.
More Information >>

Weekly Jolt – 123025

by

CONTRA COSTA ASSOCIATION OF REALTORS®
WEEKLY NEWSLETTER    |    DECEMBER 30, 2025
Facebook Instagram Youtube

Happy New Year! CCAR Offices Closed:
Wed. – Fri., Dec. 31 – Jan. 2

•  You’re Invited: 2026 Inaugural – Jan. 31
•  Senate Confirms Frank Cassidy for Federal Housing Role
•  CA Law: Required Sexual Harassment Training
•  WCR Board Installation – Jan. 9, 2026
•  Conquering Social Media & AI – Jan. 29
•  CCAR Annual Crab Feed – Save the Date: Mar. 6

•  MLS Rule Changes Effective Jan. 1
•  Don’t Miss the 2025 REALTOR® Store Winter Sale!
•  REALTOR® Member Health Insurance Open Enrollment
•  REALTOR® Optimized Laptops For Sale
LAPTOP DOC

New Construction: BuildersUpdate
Wed., Dec. 31  |  10:00am 11:00am

dotloop: Basic Training
Fri., Jan. 2  |  10:00am 11:00am

Realtor.com Profile Mastery!
Sun., Jan. 4  |  10:00am 11:00am

Transact: Create a Transaction
Mon., Jan. 5  |  7:00am 8:00am

Transactions: Intro to zipForm w/ CCAR
Mon., Jan. 5  |  2:00pm 4:00pm

CA Residential Purchase Agreement (RPA)
Tue., Jan. 6  |  9:00am 1:00pm

Welcome to RPR! Tools, Tips & Skills Every Agent Needs
Tue., Jan. 6  |  9:00am 10:00am

RealReports: Pulse
Wed., Jan. 7  |  10:00am 11:00am

Top 10 Social Media Strategies Influencers Love!
Wed., Jan. 7  |  10:00am 11:00am

Transact/zipForm: Explore Advanced Tools
Thu., Jan. 8  |  1:00pm 2:00pm

MLS: Intro to Paragon w/ CCAR
Thu., Jan. 8  |  2:00pm 4:00pm

Transact: Agent Templates
Fri., Jan. 9  |  7:00am 8:00am

Cloud CMA: How to Create a CMA
Mon., Jan. 12  |  10:00am 10:40am

Digital Signatures in Transact & zipForm
Tue., Jan. 13  |  11:00am 12:00pm

MLS: Intro to Listing Input w/ CCAR
Tue., Jan. 13  |  2:00pm 4:00pm

NAR’s Senior Real Estate Specialist (SRES) 2- Day Designation Course
Wed., Jan. 14  |  9:00am 4:00pm

CubiCasa 101: Learn to Create Quick & Easy Floorplans
Wed., Jan. 14  |  11:00am 12:00pm

Stop Chasing Buyers – Start Closing Rentals
Thu., Jan. 15  |  9:00am 10:00am

Transform Local Data Into Social Media Success w/ RPR ScriptWriter
Thu., Jan. 15  |  11:00am 12:00pm

DRE License Renewal Crash Course (Virtual)
Fri., Jan. 16  |  9:30am 12:30pm

 OnlineEd Offers CA Salespersons
A Fast Track to Becoming Brokers

California Salespersons now have a new path to becoming Brokers with OnlineEd’s fully interactive, online courses. These textbook-free courses are designed to be mobile-friendly and comprehensive, offering a convenient way to advance to a Broker Licensee.
REGISTER NOW >>

 Online Continuing Education

Visit the CCAR Calendar to view/register for additional online training opportunities.

Thank you for making CCAR your primary membership resource. Your success is our priority, and we are committed to providing you with the resources you need to achieve the highest levels of professionalism.

2026 CCAR, C.A.R., and NAR membership dues are now payable and must be submitted by 5pm on Jan. 6, 2026.

Your membership dues give you access to thousands of dollars in benefits and services, along with the political backing and collective buying power of one of the most influential professional trade associations in the United States.

Learn More About Your Member Benefits >>
Pay Membership Dues >>


The RAF supports political activities at the local, state, and national levels. It gives REALTORS® the financial resources needed to advocate for policies which protect property rights and REALTORS®​ ability to effectively conduct their business.

 






Contribute Today >>

+ CCAR CALENDAR

WCR Board Installation – January 9

The Women’s Council of REALTORS® welcomes members and guests to a meaningful evening dedicated to celebrating the people behind the progress. The night will honor WCR members, recognize inspiring leaders, and welcome incoming President QuyNitta McDade along with their 2026 Governing Board.

Guests will enjoy cocktails, dinner, music, and great company alongside REALTORS®, affiliates, and community leaders. More than an installation, the evening is a heartfelt celebration of leadership, growth, and the connections that make the Women’s Council of REALTORS® so powerful.
Purchase Tickets >>

Conquering Social Media & AI: Real Estate Strategies That Work! – January 29

Take your real estate marketing to the next level in this high-energy, one-hour virtual class packed with practical strategies you can put to work immediately.

Our rock-star coaches will show you how to generate quality referrals and repeat business, nurture client relationships, and effectively use platforms like Facebook, Instagram, LinkedIn, and X. You’ll also learn how to leverage ChatGPT and other leading AI tools, create impactful video content, and boost your visibility through SEO and blogging.

Fun, motivating, and results-driven—this is a session you won’t want to miss.
Register Here >>

Celebrate the Past Year and Welcome a New Year of Leadership: CCAR Inaugural – January 31

Join us for a very special evening at our annual Inaugural Dinner and Award Celebration on Saturday, January 31, 2026, at Round Hill Country Club in Alamo.

We’ll recognize this year’s distinguished award recipients, install 2026 President John Fondnazio and our Board of Directors, and enjoy a night that brings our community together over great food and good company.

Come dressed to impress as we look back on a year of accomplishments and get ready for the exciting possibilities to come. Together, we’ll honor the people and partnerships that continue to strengthen our real estate community.

We hope you’ll join us for this meaningful evening of recognition and celebration!

PURCHASE TICKETS >>
SPONSORSHIP OPPORTUNITIES >>

Senate Confirms Frank Cassidy for Federal Housing Role

The United States Senate confirmed Frank Cassidy to serve as the Assistant Secretary for Housing and Federal Housing Commissioner at the Department of Housing and Urban Development (HUD). In this role, Cassidy will lead HUD’s Office of Housing and oversee the Federal Housing Administration’s (FHA) Single Family, Multifamily, and Healthcare mortgage insurance programs.

Cassidy joined HUD in April 2025 as the Principal Deputy Assistant Secretary for HUD’s Office of Housing and FHA, where he carried out Secretary Turner’s directive to streamline processes, strengthen risk management, and improve how FHA serves its borrowers and private-sector partners.

Read More >>

CA Law – Sexual Harassment Training Required Every 2 Years

Reminder: State law requires Designated Brokers to complete supervisory sexual harassment training and provide employees with access to training.

Additionally, salespeople, brokers, broker associates, and independent contractors are now personally liable for sexual harassment in professional relationships with clients—even if the relationship has ended.

Risk Management Tip:
The responsible broker and anyone supervising agents or employees—including those who hire, fire, reward, or discipline—should also complete supervisory training.

Read More >>

Don’t Miss the 2025 REALTOR® Store Winter Sale!

Now through Dec. 31, save up to 25% on select products to help you finish the year strong. From best-selling publications to revenue-boosting webinars, your REALTOR® Store has everything you need—at exclusive member pricing. Don’t wait, shop now!
Shop the Sale >>

REALTOR® Member Health Insurance
Open Enrollment

There’s still time to secure your 2026 health insurance, and RealCare is here to make the process simple and stress-free. Navigating the health insurance marketplace can feel overwhelming, but with RealCare’s expert guidance, you’ll have the support you need every step of the way. Open Enrollment runs from Nov. 1 to Jan. 31 for most coverage plans, and RealCare continues to offer access to two great options: Individual Plans and Covered CA.

Don’t wait—visit RealCare online or call 800.939.8088 (Option 2) to find the perfect plan for you today!

Laptop Doc

All laptops purchased from CCAR come with a 2-year warranty, data transfer, and RE setup included.
Reminder: Support for Windows 10 ended on Oct. 14, 2025.
  • Lenovo IdeaPad Slim 3 – $850.36 >>
  • LG Gram 17 – Ai Ready – $1,845.36  >>

CCAR Annual Crab Feed
Save the Date – March 6

MLS Rule Changes Effective January 1, 2026
New Law: AB 723 – Disclosure Required for
Digitally Altered Property Images

Effective January 1, 2026, California Assembly Bill 723 requires real estate professionals to clearly disclose when images used in advertising or listings have been digitally altered and to provide access to the original, unaltered images when those altered images are made public.

Two new sections will be added to the CCAR MLS Rules and Regulations Effective Jan. 1. 2026

  • 11.5.1 Definition of Digitally Altered Images – Defines digitally altered images as provided under California law.
  • 11.5.2 Digitally Altered Images – Explains how digitally altered images must be treated when inputted in the MLS.

How Does this Affect Photograph Requirements in the MLS?
To support compliance with California’s new law regarding digitally altered property images (AB 723), CCAR will be implementing a standardized approach within the MLS.

Going forward, when a digitally altered image is used in a listing:

  • The digitally altered image must be displayed first,
  • The original, unaltered image must immediately follow, and
  • The altered image must include a photo label clearly disclosing that the image has been digitally altered.

To add a photo label within the MLS, please follow the instructions below:

  • Go to ‘Maintain Listing’;
  • Go to the ‘Add/Edit Pictures’ module;
  • Add listing photos and select ‘Add Label’ for the digitally altered images;
  • Type into the ‘Label’ field that the photo is digitally altered (i.e. “altered,” “digitally altered,” “AI altered,” or some accurate substantially similar term).

This approach allows the MLS to clearly present both versions of the image while maintaining transparency for consumers and consistency for Participants and Subscribers.

CCAR MLS Rules & Regulations >>

CCAR ANNUAL SPONSORS

LeadHax logo/link