, Author at CCARToday - Contra Costa Association of REALTORS

The RAF supports political activities at the local, state, and national levels. It gives REALTORS^® the financial resources needed to advocate for policies which protect property rights and REALTORS^® ability to effectively conduct their business.

Contribute Today >>

C.A.R. Disaster RELIEF FUND

With the traditional wildfire season ramping up and numerous wildfires breaking out across the state, C.A.R. is reminding members about the C.A.R. Disaster Relief Fund. The Disaster Relief Fund provides grants for REALTORS®, employees of REALTORS® and association staff who have experienced property damage and/or loss due to wildfires, or suffered from a recent natural disaster. Grant applications are available by visiting the link below.

The grants are possible thanks to donations from C.A.R., state and local REALTOR® associations, and other contributors. To make a tax-deductible donation, click the link below

READ MORE >>

Ensure you’re registered to vote and ready for the upcoming elections. It’s quick, easy, and your civic duty. Register today and make a difference in your community.

Register Now >>

+ CCAR CALENDAR

Don’t Miss Forms Classes Wed. & Thu.

On July 24^th several new and revised standard forms will be available in zipForm and other platforms. Join C.A.R.’s legal staff for a live training session on how to use these forms and prepare for the upcoming NAR settlement practice changes.

There are two trainings this week (they will not be recorded):
• Wed., July 24 | 2:00pm – 3:00pm REGISTER >>
• Thu., July 25 | 2:00pm – 3:00pm REGISTER >>

For additional resources and information, visit Smart Zone.

Watch On-Demand: Special Town Hall on C.A.R. FORMS

WATCH NOW >> (must log in to car.org to view)

Avoid Suspension! – Complete Your Ethics Training By Dec. 31

All REALTORS® must complete 2.5 hours of ethics training every three years. The current cycle runs from 2022 to 2024. This training must adhere to specific learning objectives and criteria set by the National Association of REALTORS®.

To assist those who still need to fulfill this requirement before the year’s end, CCAR will be offering a re-run of the National Ethics Day live stream on August 21st.
REGISTER >>

CCAR Live Legal Town Hall on
MLS & Business Practice Changes – Tomorrow!

Tomorrow, in-person at 1pm, gain insight into how the latest changes in MLS rules and business practices will affect your real estate business. Join us for an informative Legal Town Hall, where CCAR General Counsel Tom Jacobson will break down the recent NAR legal settlement and its implications for you and your business.

Event Details:
• Date: Wed., July 24, 2024
• Time: 1:00pm – 3:00pm
• Location: Pleasant Hill Community Center,
320 Civic Drive, Pleasant Hill

This CCAR town hall is a unique opportunity to get your questions answered by an expert and learn practical tips for staying compliant and competitive in a challenging market. Don’t miss out on this chance to stay informed and prepared for the future of real estate. Mark your calendar and secure your spot today!

View the Flyer >>
Register >>

School office supplies on blue background

YPN School Supply & Shoe Drive Extended – Donate by This Friday

The CCAR Young Professionals Network is thrilled to once again join C.A.R. in their Month-of-Giving campaign by supporting students in our community. This year, they’re again partnering with Moving Forward, a Richmond-based non-profit dedicated to making a positive impact through health, academics, and community service.

They need your help! Donate school supplies and new shoes to help young students get the resources they need to succeed. Your contributions will ensure they are well-equipped for the upcoming school year, boosting their confidence and giving them the tools to thrive academically.

VIEW THE FLYER >>

CCAR Lends a Helping Hand to Disaster Victims

CCAR’s Helping Hands Committee has donated $5,000 to the National REALTOR® RELIEF FOUNDATION (RRF) in support of its 2024 efforts to provide housing relief to victims of hurricanes, floods, wildfires and other disasters.

RRF is a 501(c)(3) nonprofit that provides financial housing assistance to the public following catastrophic disasters. The foundation has donated more than $37 million in aid helping tens of thousands of families across the country.

Every dollar donated goes directly to victims of disasters. The National Association of REALTORS® is pleased to cover 100% of administrative expenses.

LEARN MORE ABOUT RRF >>

WCR: How to train a happy mind – Aug. 2

RE OPTIMIZED LAPTOPS FOR SALE

All Laptops purchased from CCAR receive a 2-year warranty, data transfer, and RE setup.
• HP 15.6″ Touchscreen – $833.40 >>
• Lenovo ThinkPad Yoga L13 – $718.41 >>
• LE Gram 16 Intel Evo Platform Touchscreen – $978.40 >>

New CCRE Report: Unlocking Potential
in the Bay Area Housing Market

The Center for California Real Estate (CCRE) has released a new report titled “Unlocking Potential: Tackling the Bay Area’s Housing Supply Challenge.” The Bay Area faces a critical shortage of housing that is driving up prices. This report outlines a summary from a panel of experts, convened by the Center for California Real Estate (CCRE), discussing the barriers to increasing housing supply and proposing solutions to address these challenges. The panel focused on the urgent need for regulatory reform, innovative financing models, and a cultural shift in public opinion to support housing initiatives.

CCRE panelists examined a range of issues, including restrictive zoning laws, high construction costs, and the discretionary nature of issuing permits. The discussion emphasized the need for a comprehensive approach that integrates policy reform, community engagement, and targeted investments to create a more dynamic and inclusive housing market in the Bay Area.

READ MORE >>

CCAR ANNUAL SPONSORS

Weekly Jolt – 071624

CONTRA COSTA ASSOCIATION OF REALTORS^®

WEEKLY NEWSLETTER | JULY 16, 2024

Updated Changes to MLS Concessions Field >>

Top News

• New Forms Released July 24; Town Halls Continue
• C.A.R. Ombudsman Hotline
• YPN School Supply & Shoe Drive
• West County Marketing Meeting – This Thursday
• CCAR Legal Town Hall w/ Tom Jacobson – July 24
• YPN Month-Of-Giving Video

MLS Updates

• CA Latest Market Update – July 15
• RE Optimized Laptops for Sale

Upcoming Education

C.A.R. Forms Update: Special Townhall
Wed., July 17 | 9:00am – 10:30am

Paragon Connect: Adding a Listing
Wed., July 17 | 11:00am – 11:30am

Marketing: Canva Basics
Wed., July 17 | 1:00pm – 2:00pm

Realtor.com The Latest Tools & Resources
Thu., July 18 | 9:00am – 10:00am

Hidden Listings – Have You Looked in Reverse?”
Thu., July 18 | 10:00am – 11:00am

Hidden Listings – Have You Looked in Reverse?
Thu., July 18 | 6:00pm – 7:00pm

C.A.R. Forms Update: Special Townhall
Fri., July 19 | 9:00am – 10:30am

Consultative Selling in a Competitive Market
Fri., July 19 | 10:00am – 11:00am

C.A.R. Town Hall for Brokers, Office Managers & Firm Principals
Fri., July 19 | 11:00am – 12:30pm

Paragon: Client Concierge – Sending Auto Emails to Clients
Fri., July 19 | 1:00pm – 3:00pm

BrokerBay: Schedule Showings for Clients
Mon., July 22 | 8:00am – 9:00am

Real Estate Forecast Summit
Mon., July 22 | 9:00am – 10:00am

Cloud CMA: How to Create a CMA
Mon., July 22 | 11:00am – 12:00pm

Marketing: How to Create a Memorable Real Estate Brand
Tue., July 23 | 10:00am – 11:00am

Intro to zipForm Edition (Lone Wolf Transactions)
Tue., July 23 | 2:00pm – 4:00pm

Broker Power Hour
Wed., July 24 | 10:00am – 11:00pm

California’s Insurance Landscape: From Risk to Resilience
Wed., July 24 | 10:00am – 11:15am

Paragon Connect: Hotsheets
Wed., July 24 | 11:00am – 11:30am

Mastering Relationship Building in the Digital Age
Wed., July 24 | 1:00pm – 2:00pm

Intro to RPR: CMA Reports & More
Thu., July 25 | 2:00pm – 4:00pm

License Renewal Crash Course
Fri., July 26 | 9:30am – 12:00pm

C.A.R. Town Hall for Brokers, Office Managers & Firm Principals
Fri., July 26 | 11:00am – 12:30pm

Visit the CCAR Calendar to view/register for additional online training opportunities.

REALTOR^® ACTION FUND (RAF)

Contribute Today >>

C.A.R. Disaster RELIEF FUND

The grants are possible thanks to donations from C.A.R., state and local REALTOR® associations, and other contributors. To make a tax-deductible donation, click the link below

READ MORE >>

Ensure you’re registered to vote and ready for the upcoming elections. It’s quick, easy, and your civic duty. Register today and make a difference in your community.

Register Now >>

+ CCAR CALENDAR

West County Marketing Meeting –
This Thursday

Thu., July 18 | 8:45am – 10:00am | CCAR Hercules Office
Join us for an insightful meeting with Leonard Spoto of Asset Exchange Company on “Problems and Pitfalls with 1031 Exchanges.” This promises to be highly beneficial for anyone involved in real estate and investments. Don’t miss this opportunity to learn from an expert! The West County Marketing Meeting is free to attend, and a light breakfast will be served.

Live Legal Town Hall With
CCAR General Council Tom Jacobson

Wed., July 24 | 1:00pm – 3:00pm | Pleasant Hill Comm. Center
Join us for an informative Legal Town Hall, where CCAR General Counsel Tom Jacobson will break down the recent NAR legal settlement and its implications for you and your business. This will be a unique opportunity to get your questions answered by an expert and learn practical tips for staying compliant and competitive in a challenging market. Don’t miss out on this chance to stay informed and prepared for the future of real estate. Mark your calendar and secure your spot today!
REGISTER >>

YPN Month-of-Giving Video

New Forms Released July 24;
Town Halls Continue Till End of Week

New C.A.R. forms will be released in zipForm® and other forms platforms on July 24. It is imperative that members are ready to use the new forms and prepared to discuss the changes with their clients to be in full compliance by the August 17 deadline when the mandates of the NAR settlement go into effect.

C.A.R. will continue to provide forms training this week (link to registration below). Additionally, C.A.R. Education will offer two new classes on settlement-related forms: a Buyer Representation Form class and a Residential Listing Form class.

Members can access the classes for FREE by logging into store.car.org and entering “FORMS49” at checkout. Class details and codes will be emailed to all members and will also be available on store.car.org.

View Previously Recorded Town Hall >>
Register For Upcoming Town Halls >>
New Forms & Business Practice Resources >>

C.A.R. Ombudsman Volunteers On Call to Answer Non-Legal Questions

If you’re a member looking to resolve a minor dispute or communication issue with another REALTOR®, a C.A.R. Ombudsman can help! C.A.R. Ombudsmen are REALTORS® who volunteer their time to answer non-legal questions and resolve non-legal disputes.

C.A.R. Ombudsman aim to enhance communication among REALTORS® and can propose resolutions for minor issues raised by clients or other members, avoiding escalation. Some common grievances include claims of possible ethics violations and communication issues, such as misrepresentation and lying, as well as complaints surrounding cancellation of a contract, listing, or escrow. The C.A.R. Ombudsman Hotline is standing by to help.

Please Note: Ombudsmen are not attorneys, and do not provide legal advice or answer legal questions.

YPN School Supply & Shoe Drive Extended – Donate by This Friday

WCR: Celebrate, connect, & Collaborate – July 17

RE OPTIMIZED LAPTOPS FOR SALE

July 15, 2024 – California Latest Market Update

Latest inflation data continued to provide hopes that the Fed could begin cutting rates in the near term. The financial market has been reacting positively to the good news and consequently led to mortgage rates dropping more than 30 basis points since early July. With rates trending down in recent weeks, the housing market is seeing more buyers and sellers reentering the market. The momentum could continue if rates begin declining more consistently, and July could become the turning point of a strong second half for the housing market.

Inflation reaches the lowest level in more than three years: A drop in energy prices and a modest increase in food prices led to the first monthly decline in the consumer price index (CPI) since May 2020. The June headline CPI declined 0.1% from the prior month and was up 3% from the same month last year. Excluding energy and food prices, the core CPI rose 0.1% from May and 3.3% from a year ago. Both measures…

READ MORE ON car.org >>

CCAR ANNUAL SPONSORS

Weekly Jolt – 070924

CONTRA COSTA ASSOCIATION OF REALTORS^®

WEEKLY NEWSLETTER | JULY 9, 2024

Top News

• C.A.R. Virtual Town Hall – July 10
• CCAR Legal Town Hall w/ Tom Jacobson – July 24
• YPN School Supply & Shoe Drive
• C.A.R. Peer-to-Peer Ethics Infoline
• In Memoriam: Jo Carlson
• Register to Vote
• WCR: Celebrate, Connect & Collaborate – July 17

MLS Updates

• CA Latest Market Update – July 8
• RE Optimized Laptops for Sale

Upcoming Education

Paragon Connect: Searches
Wed., July 10 | 11:00am – 11:30am

Generational Marketing: 3 Words to Success
Wed., July 10 | 1:00pm – 2:00pm

Paragon: Getting to Know Paragon
Wed., July 10 | 2:00pm – 4:00pm

Paragon Connect: Search Results
Thu., July 11 | 11:00am – 11:30am

Wise Agent CRM Overview & Demo
Thu., July 11 | 11:00am – 12:00pm

zipForm: Maximizing Efficiency & Productivity
Thu., July 11 | 1:00pm – 2:00pm

License Renewal Crash Course
Fri., July 12 | 9:30am – 12:00pm

C.A.R. Town Hall for Brokers, Office Managers & Firm Principals
Fri., July 12 | 11:00am – 12:30pm

FREE (ABR®) Designation – Accredited Buyer’s Representative
Mon., July 15 | 8:00am – 3:00pm

BrokerBay: Schedule Showings for your Clients
Mon., July 15 | 8:00am – 9:00am

Cloud CMA: Demonstrate Value to your Buyers
Mon., July 15 | 11:00am – 12:00pm

RPR’s Advanced Valuations & CMA tools
Mon., July 15 | 11:00am – 12:00pm

dotloop – Beginner Agent Training
Tue., July 16 | 10:00am – 11:00am

1031 Exchanges: Problems and Pitfalls
Tue., July 16 | 2:00pm – 3:00pm

Paragon Connect: Adding a Listing
Wed., July 17 | 11:00am – 11:30am

Marketing: Canva Basics
Wed., July 17 | 1:00pm – 2:00pm

Realtor.com The Latest Tools & Resources
Thu., July 18 | 9:00am – 10:00am

Hidden Listings – Have You Looked in Reverse?”
Thu., July 18 | 10:00am – 11:00am

Hidden Listings – Have You Looked in Reverse?
Thu., July 18 | 6:00pm – 7:00pm

Consultative Selling in a Competitive Market
Fri., July 19 | 10:00am – 11:00am

Visit the CCAR Calendar to view/register for additional online training opportunities.

REALTOR^® ACTION FUND (RAF)

Contribute Today >>

C.A.R. Disaster RELIEF FUND

C.A.R. stands ready to assist REALTORS® who have been impacted by natural disasters through its Disaster Relief Fund. The Association established the fund in the wake of the 2003 California wildfires. Grants provided by the fund are used to help members of the REALTOR® family — REALTORS®, their staff, and Association members and their staff — who have incurred substantial losses due to wildfires and other disasters.

HOW YOU CAN HELP
Please help us continue our efforts by making a tax-deductible contribution to the CALIFORNIA ASSOCIATION OF REALTORS’® Disaster Relief Fund. To make a tax-deductible donation by check, please make payable to the California Community Foundation and write “C.A.R. Disaster Relief Fund” on the “memo” line. Send checks to the California Community Foundation, 221 S. Figueroa St., Suite 400, Los Angeles, CA 90012. For questions, please contact [email protected] or call (213) 739-8327.

DONATE ONLINE >>

+ PAY MLS & KEY FEES

+ CCAR CALENDAR

New Forms coming July 10;
Attend c.a.r. town hall to review

Wed., July 10 | 10am – 11:30am | Live Webinar
Tomorrow, July 10, the remaining 2024 forms will be posted on www.car.org. C.A.R. will also host a virtual Town Hall tomorrow from 10am – 11:30am – NOT TO BE CONFUSED WITH CCAR TOWN HALL ON JULY 24 – to discuss the new forms. Additionally, numerous live virtual training opportunities will be offered throughout the coming weeks and recorded for on-demand viewing.
LEARN MORE >>
REGISTER >>
C.A.R. ALL-MEMEBER TOWN HALL SCHEDULE >>
MESSAGE FROM C.A.R. PRESIDENT MELANIE BARKER >>

IN MEMORIAM: Jo CARLSON (PATRICIA JOSEPHINE CARLSON)

It is with heavy hearts that we announce the passing of Jo Carlson, a cherished member of CCAR and the real estate community with over 46 years of dedicated service. She spent many years with Christie’s International Real Estate Sereno, where her professionalism and commitment left an indelible mark. Jo’s outstanding contributions to the industry were recognized with the prestigious Honorary Member for Life distinction from the California Association of REALTORS®. She was also a proud member of the Woman’s Council of REALTORS® and was honored by being elected to the Contra Costa Real Estate In Motion (CCRIM) Hall of Fame. There will be a Celebration of Life honoring Jo on August 15 at 4pm at the Pleasant Hill Community Center.

CCAR Live Legal Town Hall to Discuss
MLS & Business Practice Changes – July 24

Are you ready to understand how the latest changes in MLS rules and business practices will impact your real estate business? Join us for an informative Legal Town Hall, where CCAR General Counsel Tom Jacobson will break down the recent NAR legal settlement and its implications for you and your business.

Event Details:
• Date: Wed., July 24, 2024
• Time: 1:00pm – 3:00pm
• Location: Pleasant Hill Community Center,
320 Civic Drive, Pleasant Hill

View the Flyer >>
Register >>

Get Quick Answers to Your Questions with C.A.R. Peer-to-Peer Ethics Infoline

Non-legal ethics questions answered in a snap!

C.A.R.’s Peer-to-Peer Ethics Infoline is a free service facilitated by neutral REALTOR® volunteers trained in the Code of Ethics. They can answer questions from other REALTOR® members regarding the proper interpretation of the Code.

If you have questions about whether certain actions—yours or those of another REALTOR® —might violate the Code of Ethics, the volunteers can assist with non-legal ethics matters. The Infoline is confidential, and no information will be shared with third parties. Please note that answers or opinions are provided orally and will not be given in writing.

CONTACT THE INFOLINE >>

YPN School Supply & Shoe Drive Extended – Donate by This Friday

WCR: Celebrate, connect, & Collaborate – July 17

RE OPTIMIZED LAPTOPS FOR SALE

July 8, 2024 – California Latest Market Update

The short-term outlook for the housing market looked slightly more positive as interest rates moderated throughout the month of June and the supply condition continued to improve in the past couple of months. With the job market showing signs of cooling in recent weeks and consumers feeling less positive about their future financial well-being, the economy could slow further in the next two quarters. While the growth momentum could be cooling off for the U.S. economy, the housing market could benefit from the slowdown if the Federal Reserve reacts accordingly and starts reducing the policy rates in the near term.

Homebuying optimism bounces back: Home Purchase Sentiment released by Fannie Mae bounced back after dipping in May. The share who said that it is a good time to buy increased five percentage points to 19% in June after reaching a survey low of 14% in the prior month. Mortgage rates…

READ MORE ON car.org >>

CCAR ANNUAL SPONSORS

Weekly Jolt – 070224

CONTRA COSTA ASSOCIATION OF REALTORS^®

WEEKLY NEWSLETTER | JULY 2, 2024

CCAR OFFICES WILL BE CLOSED THU. & Fri., JULY 4 & 5 FOR Independence Day.

Top News

• CCAR Legal Town Hall – July 24
• YPN School Supply & Shoe Drive
• Time to Renew Your Ethics Training
• Reverse Mortgage Training – July 18
• Virtual Panel: CA Insurance Landscape – July 24
• WCR: Celebrate, Connect & Collaborate – July 17

MLS Updates

• CA Market Update
• Legal Matters Podcast
• RE Optimized Laptops for Sale

Upcoming Education

zipForm: Exploring Advanced Tools
Wed., July 3 | 1:00pm – 2:00pm

BrokerBay: Schedule Showings for Clients
Mon., July 8 | 8:00am – 9:00am

New Home Sales: Builders Update Training
Mon., July 8 | 2:00pm – 3:00pm

Supra eKEY Basic Training
Tue., July 9 | 8:00am – 9:00am

Jumpstart Your Business with RPR
Tue., July 9 | 11:00am – 12:00pm

LIVE Legal Webinar: Dealing with Abusive Clients & Agents
Tue., July 9 | 1:30pm – 2:30pm

Paragon Connect: Searches
Wed., July 10 | 11:00am – 11:30am

Generational Marketing: 3 Words to Success
Wed., July 10 | 1:00pm – 2:00pm

Paragon: Getting to Know Paragon
Wed., July 10 | 2:00pm – 4:00pm

Paragon Connect: Search Results
Thu., July 11 | 11:00am – 11:30am

Wise Agent CRM Overview & Demo
Thu., July 11 | 11:00am – 12:00pm

zipForm: Maximizing Efficiency & Productivity
Thu., July 11 | 1:00pm – 2:00pm

License Renewal Crash Course
Fri., July 12 | 9:30am – 12:00pm

C.A.R. Town Hall for Brokers, Office Managers & Firm Principals
Fri., July 12 | 11:00am – 12:30pm

Visit the CCAR Calendar to view/register for additional online training opportunities.

REALTOR^® ACTION FUND (RAF)

Contribute Today >>

REALTOR^® RELIEF FUND

+ PAY MLS & KEY FEES

+ CCAR CALENDAR

Hidden Listings: Have You Looked in Reverse?

Thu., July 18 | 10am – 11am | Live Webinar
Discover how REALTORS® are increasing their listings by targeting the largest demographic of residential property owners—homeowners aged 65 and above—through innovative marketing strategies and the Reverse Mortgage for Purchase program.
REGISTER >>

CCRE Virtual Panel: California’s Insurance Landscape

Wed., July 24 | 10am – 11:15am | Virtual Panel
California’s home insurance landscape is undergoing significant strain as insurers withdraw from various markets in the state. This has left many homeowners grappling with soaring premiums or losing coverage altogether, complicating an already strained housing market. Join the Center for California Real Estate (CCRE), host of the virtual panel, to explore these challenges, as well as potential solutions.
REGISTER >>

WCR: Celebrate, connect, & Collaborate – July 17

Join Us for the Legal Town Hall:
Navigating MLS & Business Practice Changes – July 24

Event Details:
• Date: Wed., July 24, 2024
• Time: 1:00pm – 3:00pm
• Location: Pleasant Hill Community Center,
320 Civic Drive, Pleasant Hill

View the Flyer >>
Register >>

YPN School Supply & Shoe Drive Extended – Donate by This Friday

Ethics Training Must Be Complete By Dec. 31st

Did you know that almost half of CCAR REALTOR® members still need to check off their ethics training? Don’t fall behind! Every REALTOR® must complete 2.5 hours of ethics training every three years, and the current cycle ends in 2 weeks! Skip it, and you risk suspension and eventual termination of your CCAR, C.A.R., and NAR memberships.

Need to check your status? Log into your NAR account, click your name in the upper right, select “Manage Account,” and head to the “My Education” tab.

STILL NEED TO COMPLETE IT??
CE Shop – $29: Online Anytime
REGISTER HERE >>

NAR – Free: Online Anytime
REGISTER HERE >>

RE OPTIMIZED LAPTOPS FOR SALE

California Market Update

July 01, 2024 – The combination of recent macroeconomic and market data reports lend themselves to cautious optimism about the trajectory of the housing market in California for the second half of 2024. Mortgage rates have stabilized and even come down slightly after spiking again in April and May. The treasury market is also supportive of less rate volatility in coming weeks, and both trends should help to bolster housing demand before kids return to school. Rising inventory has helped to relieve some competitive pressure on transactions here in California, which should come as welcome news for would-be homebuyers—particularly as it comes paired with an improvement in rates. Despite the generally positive backdrop, homeowners insurance remains the persistent challenge in California elsewhere as recent reports show premiums have risen significantly, policies are less available, and prices are poised to go even higher.

READ MORE ON car.org >>

CCAR ANNUAL SPONSORS

Congratulations to The 2024 CCAR Scholarship Winners!

The CCAR Scholarship Foundation provides scholarship awards of up to $10,000 to qualified students residing in Contra Costa County. Their commitment to support higher education is the heart of the Foundation’s desire to make a difference!

THANK YOU!

The CCAR Scholarship Foundation hosted its 57th Annual Awards Luncheon on Friday, June 14th, at Blackhawk Country Club. Scholarships were awarded to 23 well-deserving recipients from across Contra Costa County, many of whom have just graduated high school and are heading to college to continue their education. It was exciting to hear about their journeys so far and all the amazing accomplishments they have achieved.

The Trustees would like to thank all the members of CCAR who make a donation when renewing their dues and who support events that benefit the Foundation. Without you, they would not be able to give away the grants that they do. If you are interested in learning more about the Foundation, how students apply, or establishing a Perpetual, visit www.ccarscholarship.com.

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