Happy Holidays! CCAR Offices Closed:
• Wed. – Fri., Dec. 24 – 26
• Wed. – Fri., Dec. 31 – Jan. 2
Transact: Agent Templates
Wed., Dec. 17 | 7:00am – 8:00am
Broker Power Hour
Wed., Dec. 17 | 10:00am – 11:00am
Mortgage: The Truth Behind the Headlines
Thu., Dec. 18 | 10:00am – 11:00am
MLS: Set It & Forget It using Collab. Center
Thu., Dec. 18 | 2:00pm – 4:00pm
RPR Next Generation Reports
Fri., Dec. 19 | 9:00am – 10:00am
Transact: e-Signatures
Mon., Dec. 22 | 7:00am – 8:00am
Realtor.com – Dashboard Essentials
Tue., Dec. 23 | 10:00am – 11:00am
Transact: Create a Transaction
Mon., Dec. 29 | 7:00am 8:00am
Intro to RPR – Your 1-Stop Shop for Real Estate
Tue., Dec. 30 | 2:00pm – 4:00pm
Realtors: Grow Your Business w/ 1031 Exchanges
Tue., Dec. 30 | 3:00pm – 4:00pm
New Construction: BuildersUpdate
Wed., Dec. 31 | 10:00am – 11:00am
OnlineEd Offers CA Salespersons
A Fast Track to Becoming Brokers
California Salespersons now have a new path to becoming Brokers with OnlineEd’s fully interactive, online courses. These textbook-free courses are designed to be mobile-friendly and comprehensive, offering a convenient way to advance to a Broker Licensee.
REGISTER NOW >>
Visit the CCAR Calendar to view/register for additional online training opportunities.
Thank you for making CCAR your primary membership resource. Your success is our priority, and we are committed to providing you with the resources you need to achieve the highest levels of professionalism.
2026 CCAR, C.A.R., and NAR membership dues are now payable and must be submitted by 5pm on Jan. 6, 2026.
Your membership dues give you access to thousands of dollars in benefits and services, along with the political backing and collective buying power of one of the most influential professional trade associations in the United States.
Learn More About Your Member Benefits >>
Pay Membership Dues >>
The RAF supports political activities at the local, state, and national levels. It gives REALTORS® the financial resources needed to advocate for policies which protect property rights and REALTORS® ability to effectively conduct their business.
West County Marketing Meeting Holiday Party –
This Thu., Dec 18
Join us for a festive morning at the CCAR Hercules Office from 8:45–10:45am, featuring a recap of this year’s highlights, announcements, your listings, and time to mingle over mimosas and breakfast. Festive attire encouraged!
Please note: After Thursday, the CCAR Hercules office will be closed until Tuesday, January 6.
View the Flyer >>
WCR Board Installation – January 9, 2026
CCAR Annual Crab Feed!
Save the Date – March 6, 2026
One Special Night: Awards, Installation & Celebration | Jan. 31
Join us for a very special evening at our annual Inaugural Dinner and Award Celebration on Saturday, January 31, 2026, at Round Hill Country Club in Alamo.
We’ll recognize this year’s distinguished award recipients, install 2026 President John Fondnazio and our Board of Directors, and enjoy a night that brings our community together over great food and good company.
Come dressed to impress as we look back on a year of accomplishments and get ready for the exciting possibilities to come. Together, we’ll honor the people and partnerships that continue to strengthen our real estate community.
We hope you’ll join us for this meaningful evening of recognition and celebration!
C.A.R. Podcast: Home Sales Hit 8-Month High but Will the Momentum Last?
The Housing Matters Podcast is your go-to source for market analysis, economic trends, and housing news from C.A.R. Subscribe on iTunes or Spotify to hear expert insights on the week’s top real estate stories – and what they mean for you.
This week’s episode: Home Sales Hit 8-Month High but Will the Momentum Last? (Episode 138) discusses how California home sales have reached their highest level since February, driven largely by low interest rates. As the market transitions into the holiday season, housing demand is expected to ease, with statewide sales projected to close 2025 with a modest increase over 2024. Ultimately, the trajectory of market momentum will depend on underlying macroeconomic fundamentals.
Get Quick Answers to Your Questions with C.A.R. Peer-to-Peer Ethics Infoline
Non-legal ethics questions answered in a snap!
C.A.R.’s Peer-to-Peer Ethics Infoline is a free service facilitated by neutral REALTOR® volunteers trained in the Code of Ethics. They can answer questions from other REALTOR® members regarding the proper interpretation of the Code.
If you have questions about whether certain actions—yours or those of another REALTOR® —might violate the Code of Ethics, the volunteers can assist with non-legal ethics matters. The Infoline is confidential, and no information will be shared with third parties. Please note that answers or opinions are provided orally and will not be given in writing.
CONTACT THE INFOLINE >>
Don’t Miss the 2025 REALTOR® Store Winter Sale!
Now through Dec. 31, save up to 25% on select products to help you finish the year strong. From best-selling publications to revenue-boosting webinars, your REALTOR® Store has everything you need—at exclusive member pricing. Don’t wait, shop now!
Shop the Sale >>
REALTOR® Member Health Insurance
Open Enrollment
There’s still time to secure your 2026 health insurance, and RealCare is here to make the process simple and stress-free. Navigating the health insurance marketplace can feel overwhelming, but with RealCare’s expert guidance, you’ll have the support you need every step of the way. Open Enrollment runs from Nov. 1 to Jan. 31 for most coverage plans, and RealCare continues to offer access to two great options: Individual Plans and Covered CA.
Don’t wait—visit RealCare online or call 800.939.8088 (Option 2) to find the perfect plan for you today!
All laptops purchased from CCAR come with a 2-year warranty, data transfer, and RE setup included.
Reminder: Support for Windows 10 ended on Oct. 14, 2025.
• Lenovo IdeaPad Slim 3 – $850.36 >>
• LG Gram 17 – Ai Ready – $1,845.36 >>
FHA Loan Limit Increases to $1.25 Million in 2026
The Housing and Urban Development’s (HUD) Federal Housing Administration (FHA) said it will raise the maximum claim amount for its Single-Family Forward and Home Equity Conversion Mortgage (HECM) mortgage insurance programs to $1,249,125 in 2026, up from $1,209,750 this year.
FHA updates its loan limits every year based on rules in the National Housing Act. These limits are calculated using home-sale data from each county or metropolitan area. The law sets three cost tiers, and FHA adjusts the limits according to local home prices.
The law also caps the loan limit in high-cost areas at 150% of the national conforming loan limit, which is set by the Federal Housing Finance Agency for Fannie Mae and Freddie Mac.
The new limit is a 3.3 percent increase of $39,375, marking the 10th straight year of increases.
Loan limits for most of the country will increase due to the continued appreciation of home prices over the past year.
CCAR ANNUAL SPONSORS
Platinum Partner, NAR Corporate Ally Program
CCAR is proud to be a RESO Platinum Certified MLS, the highest level of certification available.
