CCARToday - Contra Costa Association of REALTORS

Moves You Forward.

New Law: AB 723 – Disclosure Required for Digitally Altered Property Images

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Effective January 1, 2026, California Assembly Bill 723 introduces new disclosure rules for real estate professionals who use digitally altered images in advertising, marketing, or online listings. The new law requires that a clear disclosure be present on or near the image stating that it has been digitally altered. It is also required to provide access to the original, unaltered version of the image when made publicly accessible.

Why This Matters
AB 723 adds Section 10140.8 to the California Business & Professions Code. It applies to licensed real estate brokers and salespersons and those acting on their behalf.

What Counts as a “Digitally Altered Image”?
According to the recently revised California Association of REALTORS® (C.A.R.) Model MLS Rules:

“Digitally altered image” means an image, created by or at the direction of the real estate broker or salesperson, or person acting on their behalf, that has been altered through the use of photo editing software or artificial intelligence to add, remove, or change elements in the image, including, but not limited to, fixtures, furniture, appliances, flooring, walls, paint color, hardscape, landscape, façade, floor plans, and elements outside of, or visible from, the property, including, but not limited to, streetlights, utility poles, views through windows, and neighboring properties. “Digitally altered image” does not include an image where only lighting, sharpening, white balance, color correction, angle, straightening, cropping, exposure, or other common photo editing adjustments are made that do not change the representation of the real property.

How Does this Affect Photograph Requirements in the MLS?
CCAR has been actively reviewing AB 723 and the different ways the MLS can accommodate this new statewide requirement. Our focus is to align MLS workflows and rules with the law while keeping listing input as clear and practical as possible for Participants and Subscribers.

In the coming weeks, the C.A.R. Model MLS Rules that address AB 723 will be reviewed during CCAR’s joint-MLS group meeting with our neighboring East Bay MLSs. This collaborative review will help ensure a consistent regional approach to compliance and member support.

More details will be shared soon, including how to disclose “digitally altered images” within the MLS and the specific MLS Rules that correlate with this requirement. Please watch for additional guidance as we finalize implementation steps ahead of the law’s effective date.

Giving Thanks 2025

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Giving Thanks Masthead

It’s Giving Season, and we’re celebrating the holidays by thanking you!

Sincere thanks to YOU for all the work you do throughout the year to enrich lives in our community. Many CCAR members volunteer for service in the Helping Hands Committee,* the Affiliates & Events* and YPN Committees* and the CCAR Scholarship Foundation,* and we are grateful for the hours you spend throughout the year to raise dollars and awareness about these important charitable organizations. And none of it would be possible without ALL our members and Affiliates who donate so generously.

Thank you!

Young Pros. Big Purpose: YPN Fills Classrooms with Hope and Supplies

Even in communities that seem affluent, not every family can afford a backpack, notebooks, or basic school supplies when a new school year begins. That’s where CCAR’s Young Professionals Network (YPN) continues to make a difference.

Last August the CCAR YPN team organized their 5th annual School Supply Drive that collected hundreds of essential learning tools for local children. The outpouring of generosity from members helped ensure that kids from every background could start the year with confidence and dignity. Each of these items represents more than just school supplies, it represents opportunity, self-esteem, and a community that refuses to overlook need.

YPN’s initiative reminds us that success isn’t just measured by sales—it’s also measured by service. Through volunteerism and giving, CCAR members show that the real estate community’s impact extends far beyond property lines.

Helping Hands Fund Turns Good Times into Good Deeds – $5,000 Donation to Feed 15,000 Locals

Next time you get an invitation to a CCAR event, don’t dismiss it as “just another party” or an excuse to grab a few drinks with colleagues.

Every ticket purchased, every raffle entered, and every conversation shared helps create real change in our community. CCAR events do more than connect members—they fuel our Helping Hands Fund, which supports local nonprofits feeding, sheltering, and uplifting thousands of our neighbors in need.

This year, because of your participation and generosity, the Helping Hands Fund has donated approximately $40,000 to individuals and local charities in our community. Most recently, the group committed $5,000 to fund more than15,000 meals for families across Contra Costa, Alameda, and Solano Counties. 

You Can Help. Donate today by clicking links below:

Contra Costa/Solano County Food Banks serve families across both counties. Currently, they distribute enough emergency/supplemental food to provide 2.7M meals each month. | DONATE >

White Pony Express is a Contra Costa-based nonprofit with a mission “to eliminate hunger and poverty with love.” Their Food Rescue Program recovers fresh, high quality food every week. They report an average of 12,000 pounds of food recovered. | DONATE >

Monument Crisis Center provides nutritious food, education, assistance and referrals to individuals, families, children and seniors in need. They provide over one million meals annually via more than 30,000 food boxes. | DONATE >

Bay Area Rescue Mission serves homeless and hurting men, women and children, operating 24/7. They provide daily averages of 4,931 meals, hundreds of shelter stays and life transformation programs. | DONATE >

Affiliates & Events Committee the Fundraising Engine Behind CCAR Giving

The CCAR Affiliates & Events Committee plays a pivotal role in fueling CCAR’s philanthropic efforts. Through its annual fundraising events—the Bingo Tournament, Affiliates Fair, and more, the committee brings REALTORS® and Affiliate members together in support of the community. These events are more than networking or social gatherings: they raise significant funds that are split evenly between two major charitable programs—the Helping Hands Fund and the CCAR Scholarship Foundation.

CCAR Affiliates are key partners in this work, offering their time, expertise, and financial support. Their involvement is essential to the success of every fundraising effort.Crab Feed Save the Date Mar 6, 2026

50 Years of Scholarships Powered by CCAR Members

For more than half a century, the CCAR Scholarship Foundation has offered educational support to students throughout Contra Costa County. What began in 1967 as a small, member-driven initiative has grown into a long-standing program that continues to benefit new generations—thanks largely to the ongoing dedication of its CCAR member trustees. The program is open to high school seniors, college undergrads, graduate students, and trade school students.

Over the past 12 years alone, the Foundation has awarded $740,000 to 265 local students, and many past recipients have credited these funds with helping them complete degrees, reduce financial strain, and access opportunities they may not have otherwise afforded. The 2025 Awards  recognized 20 new scholars—students now attending institutions across the country.

While the scale of the awards has grown, the core of the Foundation 

remains unchanged: CCAR members volunteering their time and expertise to support local students’ futures. 

Scholarship funding is sustained by member donations, public support, and half of the proceeds from CCAR fundraising events.

Scholarship Foundation Logo + Link

* Many Thanks to 2025 Committee Volunteers and Scholarship Trustees *

Helping Hands Committee

Jennifer Newton, Chair

Victoria Haket, Vice Chair

Marilyn Cunningham

Jamie Gaines

Diane Gilfether

Sue Kuehn

Lisa Lilley

Affiliates & Events Committee

Jessica Evans, Chair

Cameron Chatterron, Vice Chair

Abdullah Al-Hadeethi

Anna Febiana

Donna Davis

Danny Levitt

Cherry Wade

Andrew Waite

Rich Mendoza

YPN Committee

Gilda Whitehead, Chair

Cherry Wade, Vice Chair

Ruthie Abelson Olivas

Jordan Burns

Ashley Newton

Gabrielle Rajasekhar

Victor Reyes

Scholarship Foundation Trustees

Angela Muetterties, President

Marianne Bordogna, Vice President

Bill Erb, Treasurer

Michael Moore, Secretary

Ruthie Ableson Olivas

Jonas Champion

Lupe Kemper

Terry Moore

Long Nguyen

CCAR ANNUAL SPONSORS

LeadHax logo/link

District 5 Rubenstein – Nov 25

by

Matt Rubenstein Masthead + link to email

Dear Friends and Colleagues,

It’s giving season, and we’re celebrating the holidays by thanking you for the work you do throughout the year to enrich lives in our community. Many CCAR members volunteer for service in the Helping Hands Committee,* the Affiliates & Events* and YPN Committees* and the CCAR Scholarship Foundation,* and we are grateful for the hours you spend throughout the year to raise dollars and awareness about these important charitable organizations. And none of it would be possible without ALL our members who donate so generously.

Thank you!

Matt

Young Pros. Big Purpose: YPN Fills Classrooms with Hope and Supplies

Even in communities that seem affluent, not every family can afford a backpack, notebooks, or basic school supplies when a new school year begins. That’s where CCAR’s Young Professionals Network (YPN) continues to make a difference.

Last August the CCAR YPN team organized their 5th annual School Supply Drive that collected hundreds of essential learning tools for local children. The outpouring of generosity from members helped ensure that kids from every background could start the year with confidence and dignity. Each of these items represents more than just school supplies, it represents opportunity, self-esteem, and a community that refuses to overlook need.

YPN’s initiative reminds us that success isn’t just measured by sales—it’s also measured by service. Through volunteerism and giving, CCAR members show that the real estate community’s impact extends far beyond property lines.

Helping Hands Fund Turns Good Times into Good Deeds – $5,000 Donation to Feed 15,000 Locals

Next time you get an invitation to a CCAR event, don’t dismiss it as “just another party” or an excuse to grab a few drinks with colleagues.

Every ticket purchased, every raffle entered, and every conversation shared helps create real change in our community. CCAR events do more than connect members—they fuel our Helping Hands Fund, which supports local nonprofits feeding, sheltering, and uplifting thousands of our neighbors in need.

This year, because of your participation and generosity, the Helping Hands Fund has donated approximately $40,000 to individuals and local charities in our community. Most recently, the group committed $5,000 to fund more than15,000 meals for families across Contra Costa, Alameda, and Solano Counties. 

You Can Help. Donate today by clicking links below:

Contra Costa/Solano County Food Banks serve families across both counties. Currently, they distribute enough emergency/supplemental food to provide 2.7M meals each month. | DONATE >

White Pony Express is a Contra Costa-based nonprofit with a mission “to eliminate hunger and poverty with love.” Their Food Rescue Program recovers fresh, high quality food every week. They report an average of 12,000 pounds of food recovered. | DONATE >

Monument Crisis Center provides nutritious food, education, assistance and referrals to individuals, families, children and seniors in need. They provide over one million meals annually via more than 30,000 food boxes. | DONATE >

Bay Area Rescue Mission serves homeless and hurting men, women and children, operating 24/7. They provide daily averages of 4,931 meals, hundreds of shelter stays and life transformation programs. | DONATE >

Affiliates & Events Committee the Fundraising Engine Behind CCAR Giving

The CCAR Affiliates & Events Committee plays a pivotal role in fueling CCAR’s philanthropic efforts. Through its annual fundraising events—the Bingo Tournament, Affiliates Fair, and more, the committee brings REALTORS® and Affiliate members together in support of the community. These events are more than networking or social gatherings: they raise significant funds that are split evenly between two major charitable programs—the Helping Hands Fund and the CCAR Scholarship Foundation.

CCAR Affiliates are key partners in this work, offering their time, expertise, and financial support. Their involvement is essential to the success of every fundraising effort.Crab Feed Save the Date Mar 6, 2026

50 Years of Scholarships Powered by CCAR Members

For more than half a century, the CCAR Scholarship Foundation has offered educational support to students throughout Contra Costa County. What began in 1967 as a small, member-driven initiative has grown into a long-standing program that continues to benefit new generations—thanks largely to the ongoing dedication of its CCAR member trustees. The program is open to high school seniors, college undergrads, graduate students, and trade school students.

Over the past 12 years alone, the Foundation has awarded $740,000 to 265 local students, and many past recipients have credited these funds with helping them complete degrees, reduce financial strain, and access opportunities they may not have otherwise afforded. The 2025 Awards  recognized 20 new scholars—students now attending institutions across the country.

While the scale of the awards has grown, the core of the Foundation 

remains unchanged: CCAR members volunteering their time and expertise to support local students’ futures. 

Scholarship funding is sustained by member donations, public support, and half of the proceeds from CCAR fundraising events.

Scholarship Foundation Logo + Link

* Many Thanks to 2025 Committee Volunteers and Scholarship Trustees *

Helping Hands Committee

Jennifer Newton, Chair

Victoria Haket, Vice Chair

Marilyn Cunningham

Jamie Gaines

Diane Gilfether

Sue Kuehn

Lisa Lilley

Affiliates & Events Committee

Jessica Evans, Chair

Cameron Chatterron, Vice Chair

Abdullah Al-Hadeethi

Anna Febiana

Donna Davis

Danny Levitt

Cherry Wade

Andrew Waite

Rich Mendoza

YPN Committee

Gilda Whitehead, Chair

Cherry Wade, Vice Chair

Ruthie Abelson Olivas

Jordan Burns

Ashley Newton

Gabrielle Rajasekhar

Victor Reyes

Scholarship Foundation Trustees

Angela Muetterties, President

Marianne Bordogna, Vice President

Bill Erb, Treasurer

Michael Moore, Secretary

Ruthie Ableson Olivas

Jonas Champion

Lupe Kemper

Terry Moore

Long Nguyen

CCAR ANNUAL SPONSORS

LeadHax logo/link

District 4 Souza – Nov 25

by

Donna Souza Masthead + link to email

Dear Friends and Colleagues,

It’s giving season, and we’re celebrating the holidays by thanking you for the work you do throughout the year to enrich lives in our community. Many CCAR members volunteer for service in the Helping Hands Committee,* the Affiliates & Events* and YPN Committees* and the CCAR Scholarship Foundation,* and we are grateful for the hours you spend throughout the year to raise dollars and awareness about these important charitable organizations. And none of it would be possible without ALL our members who donate so generously.

Thank you!

Donna

Young Pros. Big Purpose: YPN Fills Classrooms with Hope and Supplies

Even in communities that seem affluent, not every family can afford a backpack, notebooks, or basic school supplies when a new school year begins. That’s where CCAR’s Young Professionals Network (YPN) continues to make a difference.

Last August the CCAR YPN team organized their 5th annual School Supply Drive that collected hundreds of essential learning tools for local children. The outpouring of generosity from members helped ensure that kids from every background could start the year with confidence and dignity. Each of these items represents more than just school supplies, it represents opportunity, self-esteem, and a community that refuses to overlook need.

YPN’s initiative reminds us that success isn’t just measured by sales—it’s also measured by service. Through volunteerism and giving, CCAR members show that the real estate community’s impact extends far beyond property lines.

Helping Hands Fund Turns Good Times into Good Deeds – $5,000 Donation to Feed 15,000 Locals

Next time you get an invitation to a CCAR event, don’t dismiss it as “just another party” or an excuse to grab a few drinks with colleagues.

Every ticket purchased, every raffle entered, and every conversation shared helps create real change in our community. CCAR events do more than connect members—they fuel our Helping Hands Fund, which supports local nonprofits feeding, sheltering, and uplifting thousands of our neighbors in need.

This year, because of your participation and generosity, the Helping Hands Fund has donated approximately $40,000 to individuals and local charities in our community. Most recently, the group committed $5,000 to fund more than15,000 meals for families across Contra Costa, Alameda, and Solano Counties. 

You Can Help. Donate today by clicking links below:

Contra Costa/Solano County Food Banks serve families across both counties. Currently, they distribute enough emergency/supplemental food to provide 2.7M meals each month. | DONATE >

White Pony Express is a Contra Costa-based nonprofit with a mission “to eliminate hunger and poverty with love.” Their Food Rescue Program recovers fresh, high quality food every week. They report an average of 12,000 pounds of food recovered. | DONATE >

Monument Crisis Center provides nutritious food, education, assistance and referrals to individuals, families, children and seniors in need. They provide over one million meals annually via more than 30,000 food boxes. | DONATE >

Bay Area Rescue Mission serves homeless and hurting men, women and children, operating 24/7. They provide daily averages of 4,931 meals, hundreds of shelter stays and life transformation programs. | DONATE >

Affiliates & Events Committee the Fundraising Engine Behind CCAR Giving

The CCAR Affiliates & Events Committee plays a pivotal role in fueling CCAR’s philanthropic efforts. Through its annual fundraising events—the Bingo Tournament, Affiliates Fair, and more, the committee brings REALTORS® and Affiliate members together in support of the community. These events are more than networking or social gatherings: they raise significant funds that are split evenly between two major charitable programs—the Helping Hands Fund and the CCAR Scholarship Foundation.

CCAR Affiliates are key partners in this work, offering their time, expertise, and financial support. Their involvement is essential to the success of every fundraising effort.Crab Feed Save the Date Mar 6, 2026

50 Years of Scholarships Powered by CCAR Members

For more than half a century, the CCAR Scholarship Foundation has offered educational support to students throughout Contra Costa County. What began in 1967 as a small, member-driven initiative has grown into a long-standing program that continues to benefit new generations—thanks largely to the ongoing dedication of its CCAR member trustees. The program is open to high school seniors, college undergrads, graduate students, and trade school students.

Over the past 12 years alone, the Foundation has awarded $740,000 to 265 local students, and many past recipients have credited these funds with helping them complete degrees, reduce financial strain, and access opportunities they may not have otherwise afforded. The 2025 Awards  recognized 20 new scholars—students now attending institutions across the country.

While the scale of the awards has grown, the core of the Foundation 

remains unchanged: CCAR members volunteering their time and expertise to support local students’ futures. 

Scholarship funding is sustained by member donations, public support, and half of the proceeds from CCAR fundraising events.

Scholarship Foundation Logo + Link

* Many Thanks to 2025 Committee Volunteers and Scholarship Trustees *

Helping Hands Committee

Jennifer Newton, Chair

Victoria Haket, Vice Chair

Marilyn Cunningham

Jamie Gaines

Diane Gilfether

Sue Kuehn

Lisa Lilley

Affiliates & Events Committee

Jessica Evans, Chair

Cameron Chatterron, Vice Chair

Abdullah Al-Hadeethi

Anna Febiana

Donna Davis

Danny Levitt

Cherry Wade

Andrew Waite

Rich Mendoza

YPN Committee

Gilda Whitehead, Chair

Cherry Wade, Vice Chair

Ruthie Abelson Olivas

Jordan Burns

Ashley Newton

Gabrielle Rajasekhar

Victor Reyes

Scholarship Foundation Trustees

Angela Muetterties, President

Marianne Bordogna, Vice President

Bill Erb, Treasurer

Michael Moore, Secretary

Ruthie Ableson Olivas

Jonas Champion

Lupe Kemper

Terry Moore

Long Nguyen

CCAR ANNUAL SPONSORS

LeadHax logo/link

District 4 Manzone – Nov 25

by

Leslie Manzone Masthead + link to email

Dear Friends and Colleagues,

It’s giving season, and we’re celebrating the holidays by thanking you for the work you do throughout the year to enrich lives in our community. Many CCAR members volunteer for service in the Helping Hands Committee,* the Affiliates & Events* and YPN Committees* and the CCAR Scholarship Foundation,* and we are grateful for the hours you spend throughout the year to raise dollars and awareness about these important charitable organizations. And none of it would be possible without ALL our members who donate so generously.

Thank you!

Leslie

Young Pros. Big Purpose: YPN Fills Classrooms with Hope and Supplies

Even in communities that seem affluent, not every family can afford a backpack, notebooks, or basic school supplies when a new school year begins. That’s where CCAR’s Young Professionals Network (YPN) continues to make a difference.

Last August the CCAR YPN team organized their 5th annual School Supply Drive that collected hundreds of essential learning tools for local children. The outpouring of generosity from members helped ensure that kids from every background could start the year with confidence and dignity. Each of these items represents more than just school supplies, it represents opportunity, self-esteem, and a community that refuses to overlook need.

YPN’s initiative reminds us that success isn’t just measured by sales—it’s also measured by service. Through volunteerism and giving, CCAR members show that the real estate community’s impact extends far beyond property lines.

Helping Hands Fund Turns Good Times into Good Deeds – $5,000 Donation to Feed 15,000 Locals

Next time you get an invitation to a CCAR event, don’t dismiss it as “just another party” or an excuse to grab a few drinks with colleagues.

Every ticket purchased, every raffle entered, and every conversation shared helps create real change in our community. CCAR events do more than connect members—they fuel our Helping Hands Fund, which supports local nonprofits feeding, sheltering, and uplifting thousands of our neighbors in need.

This year, because of your participation and generosity, the Helping Hands Fund has donated approximately $40,000 to individuals and local charities in our community. Most recently, the group committed $5,000 to fund more than15,000 meals for families across Contra Costa, Alameda, and Solano Counties. 

You Can Help. Donate today by clicking links below:

Contra Costa/Solano County Food Banks serve families across both counties. Currently, they distribute enough emergency/supplemental food to provide 2.7M meals each month. | DONATE >

White Pony Express is a Contra Costa-based nonprofit with a mission “to eliminate hunger and poverty with love.” Their Food Rescue Program recovers fresh, high quality food every week. They report an average of 12,000 pounds of food recovered. | DONATE >

Monument Crisis Center provides nutritious food, education, assistance and referrals to individuals, families, children and seniors in need. They provide over one million meals annually via more than 30,000 food boxes. | DONATE >

Bay Area Rescue Mission serves homeless and hurting men, women and children, operating 24/7. They provide daily averages of 4,931 meals, hundreds of shelter stays and life transformation programs. | DONATE >

Affiliates & Events Committee the Fundraising Engine Behind CCAR Giving

The CCAR Affiliates & Events Committee plays a pivotal role in fueling CCAR’s philanthropic efforts. Through its annual fundraising events—the Bingo Tournament, Affiliates Fair, and more, the committee brings REALTORS® and Affiliate members together in support of the community. These events are more than networking or social gatherings: they raise significant funds that are split evenly between two major charitable programs—the Helping Hands Fund and the CCAR Scholarship Foundation.

CCAR Affiliates are key partners in this work, offering their time, expertise, and financial support. Their involvement is essential to the success of every fundraising effort.Crab Feed Save the Date Mar 6, 2026

50 Years of Scholarships Powered by CCAR Members

For more than half a century, the CCAR Scholarship Foundation has offered educational support to students throughout Contra Costa County. What began in 1967 as a small, member-driven initiative has grown into a long-standing program that continues to benefit new generations—thanks largely to the ongoing dedication of its CCAR member trustees. The program is open to high school seniors, college undergrads, graduate students, and trade school students.

Over the past 12 years alone, the Foundation has awarded $740,000 to 265 local students, and many past recipients have credited these funds with helping them complete degrees, reduce financial strain, and access opportunities they may not have otherwise afforded. The 2025 Awards  recognized 20 new scholars—students now attending institutions across the country.

While the scale of the awards has grown, the core of the Foundation 

remains unchanged: CCAR members volunteering their time and expertise to support local students’ futures. 

Scholarship funding is sustained by member donations, public support, and half of the proceeds from CCAR fundraising events.

Scholarship Foundation Logo + Link

* Many Thanks to 2025 Committee Volunteers and Scholarship Trustees *

Helping Hands Committee

Jennifer Newton, Chair

Victoria Haket, Vice Chair

Marilyn Cunningham

Jamie Gaines

Diane Gilfether

Sue Kuehn

Lisa Lilley

Affiliates & Events Committee

Jessica Evans, Chair

Cameron Chatterron, Vice Chair

Abdullah Al-Hadeethi

Anna Febiana

Donna Davis

Danny Levitt

Cherry Wade

Andrew Waite

Rich Mendoza

YPN Committee

Gilda Whitehead, Chair

Cherry Wade, Vice Chair

Ruthie Abelson Olivas

Jordan Burns

Ashley Newton

Gabrielle Rajasekhar

Victor Reyes

Scholarship Foundation Trustees

Angela Muetterties, President

Marianne Bordogna, Vice President

Bill Erb, Treasurer

Michael Moore, Secretary

Ruthie Ableson Olivas

Jonas Champion

Lupe Kemper

Terry Moore

Long Nguyen

CCAR ANNUAL SPONSORS

LeadHax logo/link