CCARToday - Contra Costa Association of REALTORS

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MLS Updates

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MLS Updates Masthead

Here’s what you need to know about the upcoming changes:

CCAR MLS is implementing several updates on Monday, November 23, 2026, to streamline listing input, improve data accuracy, and provide additional options for describing property features.

  1. Removal of Listing Fields

The following fields will be removed from listing input and search across all property classes:

  • Percent Owner Occupied
  • Number of Units in Complex
  • Concession at Close of Escrow (COE) – Yes/No

These fields will no longer be available for selection when entering listings or conducting searches.

  1. Point-of-Sale Ordinance Field Update

The Point-of-Sale Ordinance field will no longer automatically populate based on the property’s city.

What this means for you:

  • You can manually select Yes or No based on the property’s applicable requirements.
  • The field will remain optional and is not required when entering or updating a listing.

Please verify the applicable local requirements when selecting a value.

  1. New Accessibility Feature Options

New accessibility-related options will be added to select MLS Feature Categories, providing more ways to accurately describe a property’s accessibility features.

Click here to view the new options and applicable Feature Categories.

When entering or updating a listing, please review the available options and select those that accurately reflect the property’s features.

  1. New Tour Report Disclaimer

A disclaimer will be added to the bottom of the MLS Tour Report to clarify that property tours are organized and managed by the listing Participant/Subscriber, not the MLS.

The following disclaimer will appear on the Tour Report:

The MLS does not sponsor, endorse, or in any manner affiliate with any tour of properties that may be on the market. To the extent there are tours of properties that are on the market and may be listed in the MLS, those tours are arranged, conducted, and are the sole responsibility of the listing Participant/Subscriber. The MLS does not accept responsibility for any aspect of the tour process, and all questions or concerns must be directed solely to the listing Participant/Subscriber.

These changes take effect Monday, November 23, 2026.

We encourage members to familiarize themselves with these updates. CCAR MLS remains committed to improving the MLS experience and supporting accurate, reliable listing information.

If you have questions, please contact Member Services at [email protected] or (925) 295-1270.

CCAR ANNUAL SPONSORS

LeadHax logo/link

CCAR’s Inaugural Dinner, Awards & Dancing – January 9

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Sat., Jan. 9, 2027  |  6:00pm - 10:00pm
Blackhawk Museum
3700 Blackhawk Plaza Cir  |  Danville, CA

Join us for a very special evening at our annual Inaugural Dinner and Award Celebration on Saturday, January 9, 2027 from 6–10pm at the Blackhawk Museum!

This year’s theme, “There’s No Place Like Home,” celebrates the people, relationships, and shared commitment to homeownership that make CCAR so special. Together, we’ll honor our outstanding award recipients, install our 2027 Board of Directors and Officers, and look ahead to an exciting year.

Come dressed to impress as we celebrate our achievements, welcome new leadership, and honor the heart, knowledge, and courage that make CCAR a place we’re proud to call home.

Purchase Tickets
Sponsorships

DD Toolkit – Oct 2026

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Are You Ready to Cast Your Ballot?

California’s General Election is here. Counties have begun mailing ballots and voters can complete and return them as soon as they arrive. The massive CA Voter Information Guide may be a bit overwhelming, but at least we’ve still got several weeks to review them!

To help you understand the most important ballot measure impacting real estate, we’ve provided some detailed information below. I’d like to personally invite you to attend CCAR’s BIG EVENT on Wednesday, October 28th, where you will learn more about Prop 37 and what it means for our business. I also invite you to join us at CCAR’s Appraisal Luncheon Seminar on October 20 to learn about the new appraisal reporting format and practical steps to prepare. Understanding these changes can help you answer clients’ questions and navigate the appraisal process with greater confidence. I encourage you to sign up now to attend, as space is limited.

I look forward to seeing you at our upcoming events this month and encourage you to look for me there! I’d love to get to know you and help you find ways to get the most out of your CCAR membership.

Prop 37 Provides A Path to Homeownership and More New Homes

Proposition 37 would authorize $25 billion in privately funded revenue bonds to help eligible Californians buy newly built homes with lower down payments and encourage construction. For REALTORS®, it could expand the pool of qualified buyers and available homes, while buyers would still need to afford monthly payments.

 
 

As little as 3% down   A low-interest secondary loan could cover up to 17% of the purchase price, combined with a conventional mortgage. 

Assistance is a loan   Buyers must meet income requirements, make monthly payments, and occupy the home as their residence. 

Privately funded, state overseen   Private investors would purchase revenue bonds to fund the program, with CalHFA oversight and borrower repayment. 

More new homes       A fully funded program could support approximately 190,000 homes, depending on investor participation and market conditions. 

Prop 37 unlocks homeownership for more middle-class families by making it possible to buy a new home with just 3% down while spurring a wave of new home construction across the state.

NO COST TO TAXPAYERS

|   LEARN MORE ABOUT THE CAR-BACKED LEGISLATION  >

Appraisal Reporting Requirements Changing Nov 2, 2026

Effective November 2nd, a new residential appraisal report form (UAD 3.6) reflect major changes in appraisal reports submitted for loans involving Fannie Mae and Freddie Mac. Some lenders are already ordering reports in the new format, so you may encounter these changes before November.

SUMMARY |  UAD 3.6 Appraisal Reporting Changes

The new UAD 3.6 format requires more detailed property information, which could mean longer appointments and turnaround times. NAR recommends discussing timing with lenders early, setting realistic client expectations, and documenting improvements, concessions and unusual transaction details clearly in the MLS.

Appraisal Report Changes

One flexible report replaces the familiar fixed forms. The report adapts to the property type and its features, so it may look different from appraisals clients have seen before.

More detailed property information is recorded. Appraisers document features such as individual levels, rooms, improvements, amenities and site characteristics in greater detail.

Photos and supporting information have more defined reporting requirements. The redesigned report specifies which images are required, required with certain circumstances, or optional.

Impact on REALTORS®

Explain the new appearance without treating it as a sign of a problem.

Provide clear facts about improvements, including what was done and when. “Updated kitchen” is less useful than a dated description of work.

Help clients know what to expect at the appointment and respond promptly if an appraiser requests factual information about a property or past sale.

Impact on Buyers/Sellers

Buyers and sellers may receive a less familiar-looking report, but the appraiser’s responsibility to determine value remains the same.

Sellers should be ready to share records of renovations and allow for a potentially longer property visit. More detail does not automatically mean a higher appraisal value.

A visit may involve more documentation than they expect; the homeowner should ask the lender/appraiser about any access or preparation needs for their specific assignment.

APPRAISAL - READY : WHAT TO DO NOW
REGISTER FOR APPRAISAL LUNCHEON SEMINAR

CCAR ANNUAL SPONSORS

LeadHax logo/link

District 99 Myers – Oct 26

by

Are You Ready to Cast Your Ballot?

California’s General Election is here. Counties have begun mailing ballots and voters can complete and return them as soon as they arrive. The massive CA Voter Information Guide may be a bit overwhelming, but at least we’ve still got several weeks to review them!

To help you understand the most important ballot measure impacting real estate, we’ve provided some detailed information below. I’d like to personally invite you to attend CCAR’s BIG EVENT on Wednesday, October 28th, where you will learn more about Prop 37 and what it means for our business. I also invite you to join us at CCAR’s Appraisal Luncheon Seminar on October 20 to learn about the new appraisal reporting format and practical steps to prepare. Understanding these changes can help you answer clients’ questions and navigate the appraisal process with greater confidence. I encourage you to sign up now to attend, as space is limited.

I look forward to seeing you at our upcoming events this month and encourage you to look for me there! I’d love to get to know you and help you find ways to get the most out of your CCAR membership.

Prop 37 Provides A Path to Homeownership and More New Homes

Proposition 37 would authorize $25 billion in privately funded revenue bonds to help eligible Californians buy newly built homes with lower down payments and encourage construction. For REALTORS®, it could expand the pool of qualified buyers and available homes, while buyers would still need to afford monthly payments.

 
 

As little as 3% down   A low-interest secondary loan could cover up to 17% of the purchase price, combined with a conventional mortgage. 

Assistance is a loan   Buyers must meet income requirements, make monthly payments, and occupy the home as their residence. 

Privately funded, state overseen   Private investors would purchase revenue bonds to fund the program, with CalHFA oversight and borrower repayment. 

More new homes       A fully funded program could support approximately 190,000 homes, depending on investor participation and market conditions. 

Prop 37 unlocks homeownership for more middle-class families by making it possible to buy a new home with just 3% down while spurring a wave of new home construction across the state.

NO COST TO TAXPAYERS

|   LEARN MORE ABOUT THE CAR-BACKED LEGISLATION  >

Appraisal Reporting Requirements Changing Nov 2, 2026

Effective November 2nd, a new residential appraisal report form (UAD 3.6) reflect major changes in appraisal reports submitted for loans involving Fannie Mae and Freddie Mac. Some lenders are already ordering reports in the new format, so you may encounter these changes before November.

SUMMARY |  UAD 3.6 Appraisal Reporting Changes

The new UAD 3.6 format requires more detailed property information, which could mean longer appointments and turnaround times. NAR recommends discussing timing with lenders early, setting realistic client expectations, and documenting improvements, concessions and unusual transaction details clearly in the MLS.

Appraisal Report Changes

One flexible report replaces the familiar fixed forms. The report adapts to the property type and its features, so it may look different from appraisals clients have seen before.

More detailed property information is recorded. Appraisers document features such as individual levels, rooms, improvements, amenities and site characteristics in greater detail.

Photos and supporting information have more defined reporting requirements. The redesigned report specifies which images are required, required with certain circumstances, or optional.

Impact on REALTORS®

Explain the new appearance without treating it as a sign of a problem.

Provide clear facts about improvements, including what was done and when. “Updated kitchen” is less useful than a dated description of work.

Help clients know what to expect at the appointment and respond promptly if an appraiser requests factual information about a property or past sale.

Impact on Buyers/Sellers

Buyers and sellers may receive a less familiar-looking report, but the appraiser’s responsibility to determine value remains the same.

Sellers should be ready to share records of renovations and allow for a potentially longer property visit. More detail does not automatically mean a higher appraisal value.

A visit may involve more documentation than they expect; the homeowner should ask the lender/appraiser about any access or preparation needs for their specific assignment.

APPRAISAL - READY : WHAT TO DO NOW
REGISTER FOR APPRAISAL LUNCHEON SEMINAR

CCAR ANNUAL SPONSORS

LeadHax logo/link

District 5 Reyes – Oct 26

by

Are You Ready to Cast Your Ballot?

California’s General Election is here. Counties have begun mailing ballots and voters can complete and return them as soon as they arrive. The massive CA Voter Information Guide may be a bit overwhelming, but at least we’ve still got several weeks to review them!

To help you understand the most important ballot measure impacting real estate, we’ve provided some detailed information below. I’d like to personally invite you to attend CCAR’s BIG EVENT on Wednesday, October 28th, where you will learn more about Prop 37 and what it means for our business. I also invite you to join us at CCAR’s Appraisal Luncheon Seminar on October 20 to learn about the new appraisal reporting format and practical steps to prepare. Understanding these changes can help you answer clients’ questions and navigate the appraisal process with greater confidence. I encourage you to sign up now to attend, as space is limited.

I look forward to seeing you at our upcoming events this month and encourage you to look for me there! I’d love to get to know you and help you find ways to get the most out of your CCAR membership.

Prop 37 Provides A Path to Homeownership and More New Homes

Proposition 37 would authorize $25 billion in privately funded revenue bonds to help eligible Californians buy newly built homes with lower down payments and encourage construction. For REALTORS®, it could expand the pool of qualified buyers and available homes, while buyers would still need to afford monthly payments.

 
 

As little as 3% down   A low-interest secondary loan could cover up to 17% of the purchase price, combined with a conventional mortgage. 

Assistance is a loan   Buyers must meet income requirements, make monthly payments, and occupy the home as their residence. 

Privately funded, state overseen   Private investors would purchase revenue bonds to fund the program, with CalHFA oversight and borrower repayment. 

More new homes       A fully funded program could support approximately 190,000 homes, depending on investor participation and market conditions. 

Prop 37 unlocks homeownership for more middle-class families by making it possible to buy a new home with just 3% down while spurring a wave of new home construction across the state.

NO COST TO TAXPAYERS

|   LEARN MORE ABOUT THE CAR-BACKED LEGISLATION  >

Appraisal Reporting Requirements Changing Nov 2, 2026

Effective November 2nd, a new residential appraisal report form (UAD 3.6) reflect major changes in appraisal reports submitted for loans involving Fannie Mae and Freddie Mac. Some lenders are already ordering reports in the new format, so you may encounter these changes before November.

SUMMARY |  UAD 3.6 Appraisal Reporting Changes

The new UAD 3.6 format requires more detailed property information, which could mean longer appointments and turnaround times. NAR recommends discussing timing with lenders early, setting realistic client expectations, and documenting improvements, concessions and unusual transaction details clearly in the MLS.

Appraisal Report Changes

One flexible report replaces the familiar fixed forms. The report adapts to the property type and its features, so it may look different from appraisals clients have seen before.

More detailed property information is recorded. Appraisers document features such as individual levels, rooms, improvements, amenities and site characteristics in greater detail.

Photos and supporting information have more defined reporting requirements. The redesigned report specifies which images are required, required with certain circumstances, or optional.

Impact on REALTORS®

Explain the new appearance without treating it as a sign of a problem.

Provide clear facts about improvements, including what was done and when. “Updated kitchen” is less useful than a dated description of work.

Help clients know what to expect at the appointment and respond promptly if an appraiser requests factual information about a property or past sale.

Impact on Buyers/Sellers

Buyers and sellers may receive a less familiar-looking report, but the appraiser’s responsibility to determine value remains the same.

Sellers should be ready to share records of renovations and allow for a potentially longer property visit. More detail does not automatically mean a higher appraisal value.

A visit may involve more documentation than they expect; the homeowner should ask the lender/appraiser about any access or preparation needs for their specific assignment.

APPRAISAL - READY : WHAT TO DO NOW
REGISTER FOR APPRAISAL LUNCHEON SEMINAR

CCAR ANNUAL SPONSORS

LeadHax logo/link