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District 99 Hall – Nov 25

by

Zina F. Hall Masthead + link to email

Dear Friends and Colleagues,

It’s giving season, and we’re celebrating the holidays by thanking you for the work you do throughout the year to enrich lives in our community. Many CCAR members volunteer for service in the Helping Hands Committee,* the Affiliates & Events* and YPN Committees* and the CCAR Scholarship Foundation,* and we are grateful for the hours you spend throughout the year to raise dollars and awareness about these important charitable organizations. And none of it would be possible without ALL our members who donate so generously.

Thank you!

Zina

Young Pros. Big Purpose: YPN Fills Classrooms with Hope and Supplies

Even in communities that seem affluent, not every family can afford a backpack, notebooks, or basic school supplies when a new school year begins. That’s where CCAR’s Young Professionals Network (YPN) continues to make a difference.

Last August the CCAR YPN team organized their 5th annual School Supply Drive that collected hundreds of essential learning tools for local children. The outpouring of generosity from members helped ensure that kids from every background could start the year with confidence and dignity. Each of these items represents more than just school supplies, it represents opportunity, self-esteem, and a community that refuses to overlook need.

YPN’s initiative reminds us that success isn’t just measured by sales—it’s also measured by service. Through volunteerism and giving, CCAR members show that the real estate community’s impact extends far beyond property lines.

Helping Hands Fund Turns Good Times into Good Deeds – $5,000 Donation to Feed 15,000 Locals

Next time you get an invitation to a CCAR event, don’t dismiss it as “just another party” or an excuse to grab a few drinks with colleagues.

Every ticket purchased, every raffle entered, and every conversation shared helps create real change in our community. CCAR events do more than connect members—they fuel our Helping Hands Fund, which supports local nonprofits feeding, sheltering, and uplifting thousands of our neighbors in need.

This year, because of your participation and generosity, the Helping Hands Fund has donated approximately $40,000 to individuals and local charities in our community. Most recently, the group committed $5,000 to fund more than15,000 meals for families across Contra Costa, Alameda, and Solano Counties. 

GIVE >

You Can Help. Donate today by clicking links below:

Contra Costa/Solano County Food Banks serve families across both counties. Currently, they distribute enough emergency/supplemental food to provide 2.7M meals each month. | DONATE >

White Pony Express is a Contra Costa-based nonprofit with a mission “to eliminate hunger and poverty with love.” Their Food Rescue Program recovers fresh, high quality food every week. They report an average of 12,000 pounds of food recovered. | DONATE >

Monument Crisis Center provides nutritious food, education, assistance and referrals to individuals, families, children and seniors in need. They provide over one million meals annually via more than 30,000 food boxes. | DONATE >

Bay Area Rescue Mission serves homeless and hurting men, women and children, operating 24/7. They provide daily averages of 4,931 meals, hundreds of shelter stays and life transformation programs. | DONATE >

Affiliates & Events Committee the Fundraising Engine Behind CCAR Giving

The CCAR Affiliates & Events Committee plays a pivotal role in fueling CCAR’s philanthropic efforts. Through its annual fundraising events—the Bingo Tournament, Affiliates Fair, and more, the committee brings REALTORS® and Affiliate members together in support of the community. These events are more than networking or social gatherings: they raise significant funds that are split evenly between two major charitable programs—the Helping Hands Fund and the CCAR Scholarship Foundation.

CCAR Affiliates are key partners in this work, offering their time, expertise, and financial support. Their involvement is essential to the success of every fundraising effort.Crab Feed Save the Date Mar 6, 2026

50 Years of Scholarships Powered by CCAR Members

For more than half a century, the CCAR Scholarship Foundation has offered educational support to students throughout Contra Costa County. What began in 1967 as a small, member-driven initiative has grown into a long-standing program that continues to benefit new generations—thanks largely to the ongoing dedication of its CCAR member trustees. The program is open to high school seniors, college undergrads, graduate students, and trade school students.

Over the past 12 years alone, the Foundation has awarded $740,000 to 265 local students, and many past recipients have credited these funds with helping them complete degrees, reduce financial strain, and access opportunities they may not have otherwise afforded. The 2025 Awards  recognized 20 new scholars—students now attending institutions across the country.

While the scale of the awards has grown, the core of the Foundation 

remains unchanged: CCAR members volunteering their time and expertise to support local students’ futures. 

Scholarship funding is sustained by member donations, public support, and half of the proceeds from CCAR fundraising events.

Scholarship Foundation Logo + Link

* Many Thanks to 2025 Committee Volunteers and Scholarship Trustees *

Helping Hands Committee

Jennifer Newton, Chair

Victoria Haket, Vice Chair

Marilyn Cunningham

Jamie Gaines

Diane Gilfether

Sue Kuehn

Lisa Lilley

Affiliates & Events Committee

Jessica Evans, Chair

Cameron Chatterron, Vice Chair

Abdullah Al-Hadeethi

Anna Febiana

Donna Davis

Danny Levitt

Cherry Wade

Andrew Waite

Rich Mendoza

YPN Committee

Gilda Whitehead, Chair

Cherry Wade, Vice Chair

Ruthie Abelson Olivas

Jordan Burns

Ashley Newton

Gabrielle Rajasekhar

Victor Reyes

Scholarship Foundation Trustees

Angela Muetterties, President

Marianne Bordogna, Vice President

Bill Erb, Treasurer

Michael Moore, Secretary

Ruthie Ableson Olivas

Jonas Champion

Lupe Kemper

Terry Moore

Long Nguyen

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Upcoming Education

RealReports – Product Update
Thu., Sep. 4  |  10:00am – 11:00am

Steps to Financing the Dream of Homeownership
Thu., Sep. 4  |  10:00am – 1:00pm

MLS: Intro to Paragon MLS
Thu., Sep. 4  |  2:00pm – 4:00pm

Modern Mortgages for Modern Clients
Fri., Sep. 5  |  On-Demand

CCAR Safety Day with Real Estate Revive
Fri., Sep. 5 |  10:00am – 12:00pm

Welcome to RPR! Tools, Tips, & Skills Every Agent Needs
Mon., Sep. 8  |  11:00am – 12:00pm

MLS: How to Add & Maintain a Listing in Paragon
Mon., Sep. 8  |  2:00pm – 4:00pm

zipForm – Create a Purchase Transaction
Tue., Sep. 9  |  10:00am – 11:00am

Legal Webinar – A Conversation with the DRE
Tue., Sep. 9  |  1:30pm – 2:30pm

10X Your Business: The Fastest Way to Turn Lookers Into Closers
Wed., Sep. 10  |  10:00am – 11:00am

Cloud CMA: How to Create a CMA
Wed., Sep. 10  |  10:00am – 11:00am

Finish Strong: 4th Quarter Strategies for Real Estate Success
Wed., Sep. 10  |  10:00am – 11:30am

Tech Savvy Agent: Streamline, Automate, and Close More Deals
Wed., Sep. 10  |  1:00pm – 2:00pm

Crack to Code of Pricing: Nail CMAs w/ RPRs Data-Driven Tools
Thu., Sep. 11  |  9:00am – 10:00am

MLS: Set It & Forget It! Auto Emails Using Collab Center
Thu., Sep. 11  |  2:00pm – 4:00pm

DRE License Renewal Crash Course
Fri., Sep. 12  |   9:30am – 12:00pm

C.A.R. Townhall for Brokers/Managers
Fri., Sep. 12  |   11:00am – 12:30pm

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Online Continuing Education

RentSpree Now Includes Automatic Income Verification!

Tired of chasing pay stubs, W-2s, and bank statements? RentSpree’s new income verification report provides a rundown of an applicant’s bank deposits, helping you make sure their reported income matches what they put in the bank.

As a CCAR member, income verification will automatically be included in your RentSpree screening package starting Tuesday, March 18th at no extra cost to you. Applicants pay $49.99 for the complete package.
LEARN MORE >>

AWARDS NOMINATION FORMS DUE 12/1/25

Who inspires you to lead, serve, and make a difference?

We’re recognizing the best of the best in our CCAR community!
Nominate a peer for:

  • REALTOR® of the Year
  • Affiliate of the Year
  • President’s Community Service Award

Nominees should reflect CCAR’s values — integrity, professionalism, and service to the community.

Email completed forms to [email protected]. Awards will be presented at the CCAR’s annual inaugural event on January 31, 2026.

REALTOR® of the Year Form
Affiliate® of the Year Form
Community Service Form

MLS Rule Changes – SEPTEMBER 24, 2025

On September 24, several important updates to the MLS Rules will take effect, reflecting the July revisions from C.A.R.’s model MLS rules. These updates are being made to bring California’s rules into alignment with recent policy changes adopted by the National Association of REALTORS® (NAR). 

The upcoming revisions include:

  • Seller Options Policy Compliance: Updates will ensure compliance with NAR’s Multiple Listing Options for Sellers Policy. Most changes are mandatory for MLSs, though the option to incorporate Delayed Marketing Exempt Listings remains optional.
  • IDX and VOW Rule Updates: Revisions will address new NAR requirements on the co-mingling of MLS and non-MLS data, as approved by the NAR Board of Directors at the 2025 Midyear Meeting. These changes are mandatory.
  • Other Updates:
    • Section 5.1.4 (Book Fees) will be removed, as MLSs no longer produce physical listing books.
    • Section 7.20 (Auction Listings) will be revised to eliminate an inaccurate reference and clarify the definition of a reserve auction.

These revisions are designed to ensure consistency, compliance, and clarity across MLS operations statewide while aligning with national policy.

Read More >>

RealReports: The “Carfax” for Homes

We’re excited to announce a powerful new member benefit: RealReports is coming to the Contra Costa Association of REALTORS®!

RealReports is an AI-driven platform that delivers instant, in-depth property reports by pulling data from over 60 trusted sources. Think permits, climate risk, zoning, liens, valuations, and more—all consolidated in one clean, comprehensive report.

At the core is Aiden, your built-in AI property advisor. Aiden can read and interpret documents like inspection reports and seller disclosures, answer detailed questions about any property, and offer real-time, actionable insights. It’s like having a research assistant for every listing!

Learn More >>

New Consumer Guide Focused on Fire Insurance

NAR’s latest consumer guide is focused on fire damage and policy coverage. This guide explains which fire incidents are and are not covered under a standard homeowners insurance policy, what to do if a homeowner cannot secure coverage for damage from wildfires, and information on Fair Access to Insurance Requirements insurance policies.
Read More >>

CCAR Welcomes Tuolumne County to the Supra User Group

Thanks to our partnership with bridgeMLS and the Tuolumne County Association of REALTORS®, CCAR is excited to announce that Tuolumne County is now part of our Supra user group!

This means all CCAR-affiliated Supra Key and lockboxes can now be used in the Tuolumne County area, and all members of the Tuolumne Association of REALTORS® can access the CCAR area—and more. Click the map for full details on CCAR Key Coverage.

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CCAR Benefit Booklet

by

District 5 Rubenstein – Oct 25

by

Matt Rubenstein masthead

September Market Snapshot Is In — Attend the Big Event Oct. 15 for Full Update + 2026 Forecast

Dear Friends and Colleagues,

Be sure to attend CCAR’s Big Event on October 15th to hear C.A.R.’s Chief Economist Jordan Levine present a full market update and statewide economic forecast for 2026. Also featured, C.A.R. Assistant General Counsel Gov Hutchinson will review the latest legal news and information to help you navigate the dynamic real estate environment. 

We look forward to seeing you there!

Warmest Regards,

Matt

REGISTER FOR BIG EVENT

Preliminary numbers for September indicate that despite ongoing challenges in the labor and housing markets, recent data offers reasons for guarded optimism. New home sales have surged to multi-year highs, buoyed by lower mortgage rates and builder incentives, while inflation remains contained enough to reassure policymakers. Although jobless claims have dropped and builder sales expectations are improving, persistent concerns about unemployment and construction costs suggest that the recovery, while promising, still faces headwinds. Overall, the outlook is brighter, but caution remains warranted as uncertainties linger.

Sep 2025 Stats Infographic w/ link to source

C.A.R.’s Quick Market Analysis weekly infographics can help keep clients on top of market trends.

Mortgage rates have edged up slightly after several weeks of decline. Even so, loan applications for home purchases are 18% higher and refinances 42% higher than a year ago. This points to steady demand, but conditions could change if rates rise further. REALTORS® can use this moment to advise buyers on locking rates early, help sellers set realistic prices based on true affordability, and share timely lending updates to position themselves as trusted market guides. Visit: FreddieMac >

FreddieMac PMM Sep 25, 2025
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CCAR ANNUAL SPONSORS

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District 4 Souza – Oct 25

by

Donna Souza masthead

September Market Snapshot Is In — Attend the Big Event Oct. 15 for Full Update + 2026 Forecast

Dear Friends and Colleagues,

Be sure to attend CCAR’s Big Event on October 15th to hear C.A.R.’s Chief Economist Jordan Levine present a full market update and statewide economic forecast for 2026. Also featured, C.A.R. Assistant General Counsel Gov Hutchinson will review the latest legal news and information to help you navigate the dynamic real estate environment. 

We look forward to seeing you there!

Warmest Regards,

Donna

REGISTER FOR BIG EVENT

Preliminary numbers for September indicate that despite ongoing challenges in the labor and housing markets, recent data offers reasons for guarded optimism. New home sales have surged to multi-year highs, buoyed by lower mortgage rates and builder incentives, while inflation remains contained enough to reassure policymakers. Although jobless claims have dropped and builder sales expectations are improving, persistent concerns about unemployment and construction costs suggest that the recovery, while promising, still faces headwinds. Overall, the outlook is brighter, but caution remains warranted as uncertainties linger.

Sep 2025 Stats Infographic w/ link to source

C.A.R.’s Quick Market Analysis weekly infographics can help keep clients on top of market trends.

Mortgage rates have edged up slightly after several weeks of decline. Even so, loan applications for home purchases are 18% higher and refinances 42% higher than a year ago. This points to steady demand, but conditions could change if rates rise further. REALTORS® can use this moment to advise buyers on locking rates early, help sellers set realistic prices based on true affordability, and share timely lending updates to position themselves as trusted market guides. Visit: FreddieMac >

FreddieMac PMM Sep 25, 2025
CCAR CALENDAR >
24/7 VIDEO TRAINING >
LICENSE RENEWAL >

CCAR ANNUAL SPONSORS

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