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Weekly Jolt – 102026

by

CONTRA COSTA ASSOCIATION OF REALTORS®
WEEKLY NEWSLETTER    |    OCTOBER 20, 2026
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•  Big Event Annual Membership Meeting – Next Wed, Oct 28
•  General Election Member Resources
•  CCAR Award Nominations Due Nov. 9
•  2027 CCAR Inaugural Dinner & Dance – Jan. 9
•  Join a 2027 CCAR Committee
•  Latest News on Prop 37
•  WCR Installation – Oct. 23

•  IDX Website + 10 Lead Generation Tools – Next Tue, Oct. 27


All laptops purchased through CCAR include a 2-year warranty, data transfer, and Real Estate setup.

    Online Continuing Education

+ Upcoming Education
+ REALTOR® ACTION FUND (RAF)
+ CCAR CALENDAR

There’s No Place Like Home
CCAR 2027 Inaugural Dinner and Dance

“I’m truly honored to serve as your 2027 CCAR President, and I’d like to personally invite you to our 2027 Inaugural Dinner & Awards Celebration on Saturday, January 9, 2027, from 6:00–10:00pm at the Blackhawk Museum!

This year’s theme, “There’s No Place Like Home,” celebrates what makes CCAR so extraordinary: the people, relationships, and shared commitment to supporting homeownership in our communities. Together, we’ll recognize our outstanding award recipients, officially install our 2027 Board of Directors and Officers, and look ahead to an exciting year filled with new opportunities.

I hope you’ll join me for an unforgettable evening as we celebrate our achievements, embrace new leadership, and honor the heart, knowledge, and courage that make CCAR a place we’re proud to call home. Bring your dancing shoes, we’ll keep the celebration going on the dance floor as we step into 2027 together. I can’t wait to celebrate with you!“

With gratitude,
Donna Souza
2027 CCAR President

PURCHASE TICKETS >>

Join a 2027 CCAR Committee

Are you a REALTOR® member eager to make an impact in your association? CCAR is seeking dedicated volunteers to join our 2027 committees! This is your chance to contribute, learn, and connect with colleagues while helping shape our association’s future.
READ MORE & APPLY >>

Opportunities include:
Affiliate and Events
CCAR Helping Hands
Local Government Relations
MLS and Technology
Young Professionals Network (YPN)
Professional Standards
Grievance

The Big Event Annual Membership Meeting & Breakfast  – Next Wed, Oct. 28

CCAR Members, join us at the Lesher Center for the Arts in Walnut Creek next Wednesday from 8:30am to 12:30pm for our Annual General Membership Meeting. This members-only event is your opportunity to stay informed about the rapid changes in the real estate market and gain valuable legal insights to help you navigate today’s challenges with confidence.

We are excited to welcome Dr. Lawrence Yun, Chief Economist at NAR, who will share his outlook on the 2027 housing market and discuss supply conditions shaping the future. You’ll also hear from Neil Kalin, Assistant General Counsel at C.A.R., who will provide important legal updates every REALTOR® needs to know.

Please plan to arrive early to allow time for parking and to enjoy a light complimentary breakfast in the lobby before the program begins. As a reminder, no food is allowed inside the theater.

Don’t miss this chance to hear directly from two of the industry’s most respected voices and connect with fellow CCAR members at one of our most important events of the year.

REGISTER FREE >>

Nov. 3 General Election: Candidates, Measures & Voting Resources

The November 3, 2026 General Election is an important opportunity to help shape representation and policy at the federal, state, county, and local levels. Ballots have been mailed to registered Contra Costa voters. You can track yours through Where’s My Ballot? or find your polling place here.

To help members and residents prepare, CCAR has compiled an election guide with essential voting information, key dates, candidate listings, and summaries of local and statewide ballot measures, including CCAR and C.A.R. positions on select candidates and measures.

Whether voting by mail, returning a ballot in person, or heading to the polls on Election Day, this guide is designed to help you understand what’s on the ballot and participate with confidence.

Read More >>

Recognize Excellence:
CCAR Award Nominations Due Nov. 9

Every year CCAR honors distinguished members with awards for their outstanding service to the industry, association and community. Recipients are nominated by fellow members and executives, then confirmed by the Board of Directors. Awards will be presented at CCAR’s annual inaugural event on January 9th.
 

2025 Recipients:
REALTOR® of the Year:
Marilyn Cunningham
Affiliates of the Year:
Jennifer Britton
Annette Khaliq
President’s Community Service Award:
Cathy Lee Cibelli
Emeritus Member:
Debi Mackey

 
REALTOR® of the Year Form >>
Affiliate of the Year Form >>
Community Service Award Form >>

Read More >>

Latest News on Prop 37 & Access Your Member Tools

Watch or revisit the Proposition 37 Town Hall and explore FAQs and campaign resources. Stay informed and access valuable information to share with your clients and community.
READ MORE >>
C.A.R. Sign-in required.

WCR Installation – This Fri, Oct. 23

READ MORE & PURCHASE TICKETS >>

Learn How to Get More From Your New
CCAR Member Benefit – Next Tue, Oct. 27

Your complimentary, branded MLS IDX website from CCARHomes.com, powered by SaleCore, is now available— register today for training to learn how to put it to work for your business.

Join us Wednesday, October 27 at 10:00am on Zoom for a live training designed for brokers, teams, and agents. You’ll learn how to:

  • Get the most from your SEO-optimized IDX website
  • Capture and manage leads using the built-in CRM
  • Stay connected with clients and prospects
  • Create email marketing campaigns
  • Use social media marketing tools to expand your reach
  • Build stronger referral opportunities and generate more business

Whether you’re just getting started with your new website or want to explore everything included with this CCAR member benefit, this training will help you make the most of the tools available to you. Don’t miss it, register today!

REGISTER | OCT 27 TRAINING >>
EXPLORE CCARhomes.com >>

CCAR ANNUAL SPONSORS

LeadHax logo/link

Weekly Jolt – 101326

by

CONTRA COSTA ASSOCIATION OF REALTORS®
WEEKLY NEWSLETTER    |    OCTOBER 13, 2026
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•  Big Event Annual Membership Meeting – Oct 28
•  Elected Official Reception – Oct. 15
•  Appraisal Seminar & Lunch – Oct. 20
•  C.A.R. Town Hall – Tomorrow
•  West County Marketing Meeting – Oct. 15
•  Regional Town Hall – Oct. 15
•  CCAR Award Nominations Due Nov. 9
•  Latest News on Prop 37
•  WCR Upcoming Events

•  IDX Website + 10 Lead Generation Tools – Oct 27


All laptops purchased through CCAR include a 2-year warranty, data transfer, and Real Estate setup.

    Online Continuing Education

+ Upcoming Education
+ REALTOR® ACTION FUND (RAF)
+ CCAR CALENDAR

What’s Next For California REALTORS®?
Join C.A.R.’s Town Hall Tomorrow

Stay informed about the latest developments impacting California REALTORS® and your business! Join C.A.R. tomorrow, October 14, for a virtual All-Member Town Hall featuring updates from C.A.R.’s recent Board of Directors meeting in Long Beach.

Hear directly from C.A.R.’s leadership team as they share key decisions, legislative developments, and priorities shaping the future of real estate in California.
REGISTER HERE >>

West County Marketing Meeting –
This Thu, Oct.15

Join us this Thu. from 8:45–10:00am for the West County Marketing Meeting in Hercules. Our featured speaker, Heather Schiffman, CCAR’s Chief Industry Advocacy Officer, will discuss the upcoming elections and important ballot measures that could impact homeownership and private property rights. Enjoy complimentary breakfast burritos, fresh fruit, and beverages. 

Regional Town Hall with State Senator
Ben Allen – This Thu, Oct.15

Join CCAR and fellow Bay Area REALTOR® associations this Thu, Oct. 15, at 11:30am via Zoom for a Regional Town Hall featuring State Senator Ben Allen, candidate for California Insurance Commissioner.

Hear directly from Senator Allen about his priorities for addressing California’s property insurance challenges, including availability and affordability, and how these issues impact homeowners, REALTORS®, and the real estate industry.
REGISTER HERE >>

The Big Event Annual Membership Meeting
 – Wed, Oct. 28

CCAR Members, join us at the Lesher Center for the Arts in Walnut Creek on Oct. 28, from 8:30am to 12:30pm for our Annual General Membership Meeting. This members-only event is your opportunity to stay informed about the rapid changes in the real estate market and gain valuable legal insights to help you navigate today’s challenges with confidence.

We are excited to welcome Dr. Lawrence Yun, Chief Economist at NAR, who will share his outlook on the 2027 housing market and discuss supply conditions shaping the future. You’ll also hear from Neil Kalin, Assistant General Counsel at C.A.R., who will provide important legal updates every REALTOR® needs to know.

Please plan to arrive early to allow time for parking and to enjoy a light breakfast in the lobby before the program begins. As a reminder, no food is allowed inside the theater.

Don’t miss this chance to hear directly from two of the industry’s most respected voices and connect with fellow CCAR members at one of our most important events of the year.

REGISTER FREE >>

Annual Elected Officials Reception – This Thursday

Enjoy hosted cocktails, hors d’oeuvres, and great conversation with local elected officials and community leaders this Thu, Oct. 15, from 5pm – 7pm at the Pleasant Hill Community Center!

Officials from cities across Central and West Contra Costa County have been invited- giving you the chance to personally thank them for their continued support of homeownership and discuss the issues that matter most to you.

This relaxed networking event is a wonderful way to build connections, share ideas, and strengthen relationships with those shaping our communities. Don’t miss this opportunity to engage with colleagues and local leaders in a welcoming, social setting!

 
REGISTER FREE >>

Read More >>

Preparing for UAD 3.6: Appraisal Seminar & Lunch – Oct. 20

Beginning November 2, 2026, appraisal reports for loans involving Fannie Mae and Freddie Mac will transition to the new UAD 3.6 format, bringing changes to property details, photos and supporting documentation.

Join CCAR on Tue, Oct. 20, from 12:00 – 3:00pm at St. Stephen Church for a special seminar with Market Analyst and Appraiser Anthony Young. Learn what the new reports will look like, how the changes may impact REALTORS® and homeowners, and what you can do now to better prepare your clients and transactions.

This FREE event includes lunch and is limited to 100 CCAR members and affiliates. Space is first come, first served, so register today!

REGISTER FREE >>

Read More >>

CCAR Award Nominations Due Nov. 9

Every year CCAR honors distinguished members with awards for their outstanding service to the industry, association and community. Recipients are nominated by fellow members and executives, then confirmed by the Board of Directors. Awards will be presented at CCAR’s annual inaugural event on Jan. 9, 2027.

REALTOR® of the Year Form >>
Affiliate of the Year Form >>
Community Service Award Form >>

Latest News on Prop 37: Watch the Town Hall and Access Member Tools

Watch or revisit the Proposition 37 Town Hall and explore FAQs and campaign resources. Stay informed and access valuable information to share with your clients and community. C.A.R. Sign-in required.
READ MORE >>

WCR Upcoming Events

READ MORE & REGISTER >>

Get More From Your New CCAR Member Benefit – Training Oct. 27

Your complimentary, branded MLS IDX website from CCARHomes.com, powered by SaleCore, is now available— register today for training to learn how to put it to work for your business.

Join us Wednesday, October 27 at 10:00am on Zoom for a live training designed for brokers, teams, and agents. You’ll learn how to:

  • Get the most from your SEO-optimized IDX website
  • Capture and manage leads using the built-in CRM
  • Stay connected with clients and prospects
  • Create email marketing campaigns
  • Use social media marketing tools to expand your reach
  • Build stronger referral opportunities and generate more business

Whether you’re just getting started with your new website or want to explore everything included with this CCAR member benefit, this training will help you make the most of the tools available to you. Don’t miss it, register today!

REGISTER | OCT 27 TRAINING >>
EXPLORE CCARhomes.com >>

CCAR ANNUAL SPONSORS

LeadHax logo/link

DD Toolkit – Oct 2026

by

Are You Ready to Cast Your Ballot?

California’s General Election is here. Counties have begun mailing ballots and voters can complete and return them as soon as they arrive. The massive CA Voter Information Guide may be a bit overwhelming, but at least we’ve still got several weeks to review them!

To help you understand the most important ballot measure impacting real estate, we’ve provided some detailed information below. I’d like to personally invite you to attend CCAR’s BIG EVENT on Wednesday, October 28th, where you will learn more about Prop 37 and what it means for our business. I also invite you to join us at CCAR’s Appraisal Luncheon Seminar on October 20 to learn about the new appraisal reporting format and practical steps to prepare. Understanding these changes can help you answer clients’ questions and navigate the appraisal process with greater confidence. I encourage you to sign up now to attend, as space is limited.

I look forward to seeing you at our upcoming events this month and encourage you to look for me there! I’d love to get to know you and help you find ways to get the most out of your CCAR membership.

Prop 37 Provides A Path to Homeownership and More New Homes

Proposition 37 would authorize $25 billion in privately funded revenue bonds to help eligible Californians buy newly built homes with lower down payments and encourage construction. For REALTORS®, it could expand the pool of qualified buyers and available homes, while buyers would still need to afford monthly payments.

 
 

As little as 3% down   A low-interest secondary loan could cover up to 17% of the purchase price, combined with a conventional mortgage. 

Assistance is a loan   Buyers must meet income requirements, make monthly payments, and occupy the home as their residence. 

Privately funded, state overseen   Private investors would purchase revenue bonds to fund the program, with CalHFA oversight and borrower repayment. 

More new homes       A fully funded program could support approximately 190,000 homes, depending on investor participation and market conditions. 

Prop 37 unlocks homeownership for more middle-class families by making it possible to buy a new home with just 3% down while spurring a wave of new home construction across the state.

NO COST TO TAXPAYERS

|   LEARN MORE ABOUT THE CAR-BACKED LEGISLATION  >

Appraisal Reporting Requirements Changing Nov 2, 2026

Effective November 2nd, a new residential appraisal report form (UAD 3.6) reflect major changes in appraisal reports submitted for loans involving Fannie Mae and Freddie Mac. Some lenders are already ordering reports in the new format, so you may encounter these changes before November.

SUMMARY |  UAD 3.6 Appraisal Reporting Changes

The new UAD 3.6 format requires more detailed property information, which could mean longer appointments and turnaround times. NAR recommends discussing timing with lenders early, setting realistic client expectations, and documenting improvements, concessions and unusual transaction details clearly in the MLS.

Appraisal Report Changes

One flexible report replaces the familiar fixed forms. The report adapts to the property type and its features, so it may look different from appraisals clients have seen before.

More detailed property information is recorded. Appraisers document features such as individual levels, rooms, improvements, amenities and site characteristics in greater detail.

Photos and supporting information have more defined reporting requirements. The redesigned report specifies which images are required, required with certain circumstances, or optional.

Impact on REALTORS®

Explain the new appearance without treating it as a sign of a problem.

Provide clear facts about improvements, including what was done and when. “Updated kitchen” is less useful than a dated description of work.

Help clients know what to expect at the appointment and respond promptly if an appraiser requests factual information about a property or past sale.

Impact on Buyers/Sellers

Buyers and sellers may receive a less familiar-looking report, but the appraiser’s responsibility to determine value remains the same.

Sellers should be ready to share records of renovations and allow for a potentially longer property visit. More detail does not automatically mean a higher appraisal value.

A visit may involve more documentation than they expect; the homeowner should ask the lender/appraiser about any access or preparation needs for their specific assignment.

APPRAISAL - READY : WHAT TO DO NOW
REGISTER FOR APPRAISAL LUNCHEON SEMINAR

CCAR ANNUAL SPONSORS

LeadHax logo/link

District 99 Myers – Oct 26

by

Are You Ready to Cast Your Ballot?

California’s General Election is here. Counties have begun mailing ballots and voters can complete and return them as soon as they arrive. The massive CA Voter Information Guide may be a bit overwhelming, but at least we’ve still got several weeks to review them!

To help you understand the most important ballot measure impacting real estate, we’ve provided some detailed information below. I’d like to personally invite you to attend CCAR’s BIG EVENT on Wednesday, October 28th, where you will learn more about Prop 37 and what it means for our business. I also invite you to join us at CCAR’s Appraisal Luncheon Seminar on October 20 to learn about the new appraisal reporting format and practical steps to prepare. Understanding these changes can help you answer clients’ questions and navigate the appraisal process with greater confidence. I encourage you to sign up now to attend, as space is limited.

I look forward to seeing you at our upcoming events this month and encourage you to look for me there! I’d love to get to know you and help you find ways to get the most out of your CCAR membership.

Prop 37 Provides A Path to Homeownership and More New Homes

Proposition 37 would authorize $25 billion in privately funded revenue bonds to help eligible Californians buy newly built homes with lower down payments and encourage construction. For REALTORS®, it could expand the pool of qualified buyers and available homes, while buyers would still need to afford monthly payments.

 
 

As little as 3% down   A low-interest secondary loan could cover up to 17% of the purchase price, combined with a conventional mortgage. 

Assistance is a loan   Buyers must meet income requirements, make monthly payments, and occupy the home as their residence. 

Privately funded, state overseen   Private investors would purchase revenue bonds to fund the program, with CalHFA oversight and borrower repayment. 

More new homes       A fully funded program could support approximately 190,000 homes, depending on investor participation and market conditions. 

Prop 37 unlocks homeownership for more middle-class families by making it possible to buy a new home with just 3% down while spurring a wave of new home construction across the state.

NO COST TO TAXPAYERS

|   LEARN MORE ABOUT THE CAR-BACKED LEGISLATION  >

Appraisal Reporting Requirements Changing Nov 2, 2026

Effective November 2nd, a new residential appraisal report form (UAD 3.6) reflect major changes in appraisal reports submitted for loans involving Fannie Mae and Freddie Mac. Some lenders are already ordering reports in the new format, so you may encounter these changes before November.

SUMMARY |  UAD 3.6 Appraisal Reporting Changes

The new UAD 3.6 format requires more detailed property information, which could mean longer appointments and turnaround times. NAR recommends discussing timing with lenders early, setting realistic client expectations, and documenting improvements, concessions and unusual transaction details clearly in the MLS.

Appraisal Report Changes

One flexible report replaces the familiar fixed forms. The report adapts to the property type and its features, so it may look different from appraisals clients have seen before.

More detailed property information is recorded. Appraisers document features such as individual levels, rooms, improvements, amenities and site characteristics in greater detail.

Photos and supporting information have more defined reporting requirements. The redesigned report specifies which images are required, required with certain circumstances, or optional.

Impact on REALTORS®

Explain the new appearance without treating it as a sign of a problem.

Provide clear facts about improvements, including what was done and when. “Updated kitchen” is less useful than a dated description of work.

Help clients know what to expect at the appointment and respond promptly if an appraiser requests factual information about a property or past sale.

Impact on Buyers/Sellers

Buyers and sellers may receive a less familiar-looking report, but the appraiser’s responsibility to determine value remains the same.

Sellers should be ready to share records of renovations and allow for a potentially longer property visit. More detail does not automatically mean a higher appraisal value.

A visit may involve more documentation than they expect; the homeowner should ask the lender/appraiser about any access or preparation needs for their specific assignment.

APPRAISAL - READY : WHAT TO DO NOW
REGISTER FOR APPRAISAL LUNCHEON SEMINAR

CCAR ANNUAL SPONSORS

LeadHax logo/link

District 5 Reyes – Oct 26

by

Are You Ready to Cast Your Ballot?

California’s General Election is here. Counties have begun mailing ballots and voters can complete and return them as soon as they arrive. The massive CA Voter Information Guide may be a bit overwhelming, but at least we’ve still got several weeks to review them!

To help you understand the most important ballot measure impacting real estate, we’ve provided some detailed information below. I’d like to personally invite you to attend CCAR’s BIG EVENT on Wednesday, October 28th, where you will learn more about Prop 37 and what it means for our business. I also invite you to join us at CCAR’s Appraisal Luncheon Seminar on October 20 to learn about the new appraisal reporting format and practical steps to prepare. Understanding these changes can help you answer clients’ questions and navigate the appraisal process with greater confidence. I encourage you to sign up now to attend, as space is limited.

I look forward to seeing you at our upcoming events this month and encourage you to look for me there! I’d love to get to know you and help you find ways to get the most out of your CCAR membership.

Prop 37 Provides A Path to Homeownership and More New Homes

Proposition 37 would authorize $25 billion in privately funded revenue bonds to help eligible Californians buy newly built homes with lower down payments and encourage construction. For REALTORS®, it could expand the pool of qualified buyers and available homes, while buyers would still need to afford monthly payments.

 
 

As little as 3% down   A low-interest secondary loan could cover up to 17% of the purchase price, combined with a conventional mortgage. 

Assistance is a loan   Buyers must meet income requirements, make monthly payments, and occupy the home as their residence. 

Privately funded, state overseen   Private investors would purchase revenue bonds to fund the program, with CalHFA oversight and borrower repayment. 

More new homes       A fully funded program could support approximately 190,000 homes, depending on investor participation and market conditions. 

Prop 37 unlocks homeownership for more middle-class families by making it possible to buy a new home with just 3% down while spurring a wave of new home construction across the state.

NO COST TO TAXPAYERS

|   LEARN MORE ABOUT THE CAR-BACKED LEGISLATION  >

Appraisal Reporting Requirements Changing Nov 2, 2026

Effective November 2nd, a new residential appraisal report form (UAD 3.6) reflect major changes in appraisal reports submitted for loans involving Fannie Mae and Freddie Mac. Some lenders are already ordering reports in the new format, so you may encounter these changes before November.

SUMMARY |  UAD 3.6 Appraisal Reporting Changes

The new UAD 3.6 format requires more detailed property information, which could mean longer appointments and turnaround times. NAR recommends discussing timing with lenders early, setting realistic client expectations, and documenting improvements, concessions and unusual transaction details clearly in the MLS.

Appraisal Report Changes

One flexible report replaces the familiar fixed forms. The report adapts to the property type and its features, so it may look different from appraisals clients have seen before.

More detailed property information is recorded. Appraisers document features such as individual levels, rooms, improvements, amenities and site characteristics in greater detail.

Photos and supporting information have more defined reporting requirements. The redesigned report specifies which images are required, required with certain circumstances, or optional.

Impact on REALTORS®

Explain the new appearance without treating it as a sign of a problem.

Provide clear facts about improvements, including what was done and when. “Updated kitchen” is less useful than a dated description of work.

Help clients know what to expect at the appointment and respond promptly if an appraiser requests factual information about a property or past sale.

Impact on Buyers/Sellers

Buyers and sellers may receive a less familiar-looking report, but the appraiser’s responsibility to determine value remains the same.

Sellers should be ready to share records of renovations and allow for a potentially longer property visit. More detail does not automatically mean a higher appraisal value.

A visit may involve more documentation than they expect; the homeowner should ask the lender/appraiser about any access or preparation needs for their specific assignment.

APPRAISAL - READY : WHAT TO DO NOW
REGISTER FOR APPRAISAL LUNCHEON SEMINAR

CCAR ANNUAL SPONSORS

LeadHax logo/link